LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,958
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$47,387
−HK$1,453/mo
Today · 4.125%
HK$48,840
baseline
▲ 0.50% · 4.625%
HK$51,812
+HK$2,972/mo
Deposit HK$10.08M · loan HK$10.08M · min. income ≈ HK$97,680/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$765,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,128
−HK$2,762/mo
▼ 0.25% · 3.875%
HK$52,499
−HK$1,391/mo
Today · 4.125%
HK$53,890
baseline
▲ 0.50% · 4.625%
HK$56,730
+HK$2,840/mo
Deposit HK$10.08M · loan HK$10.08M · min. income ≈ HK$107,780/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$765,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,149
−HK$3,459/mo
▼ 0.25% · 3.875%
HK$56,865
−HK$1,743/mo
Today · 4.125%
HK$58,608
baseline
▲ 0.50% · 4.625%
HK$62,174
+HK$3,566/mo
Deposit HK$8.06M · loan HK$12.09M · min. income ≈ HK$117,216/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$765,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,353
−HK$3,315/mo
▼ 0.25% · 3.875%
HK$62,999
−HK$1,669/mo
Today · 4.125%
HK$64,668
baseline
▲ 0.50% · 4.625%
HK$68,077
+HK$3,409/mo
Deposit HK$8.06M · loan HK$12.09M · min. income ≈ HK$129,336/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$765,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,341
−HK$4,035/mo
▼ 0.25% · 3.875%
HK$66,342
−HK$2,034/mo
Today · 4.125%
HK$68,376
baseline
▲ 0.50% · 4.625%
HK$72,536
+HK$4,160/mo
Deposit HK$6.05M · loan HK$14.11M · min. income ≈ HK$136,752/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$765,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,579
−HK$3,867/mo
▼ 0.25% · 3.875%
HK$73,498
−HK$1,948/mo
Today · 4.125%
HK$75,446
baseline
▲ 0.50% · 4.625%
HK$79,423
+HK$3,977/mo
Deposit HK$6.05M · loan HK$14.11M · min. income ≈ HK$150,892/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$765,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,724
−HK$5,188/mo
▼ 0.25% · 3.875%
HK$85,297
−HK$2,615/mo
Today · 4.125%
HK$87,912
baseline
▲ 0.50% · 4.625%
HK$93,261
+HK$5,349/mo
Deposit HK$2.02M · loan HK$18.14M · min. income ≈ HK$175,824/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$765,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,030
−HK$4,972/mo
▼ 0.25% · 3.875%
HK$94,498
−HK$2,504/mo
Today · 4.125%
HK$97,002
baseline
▲ 0.50% · 4.625%
HK$102,115
+HK$5,113/mo
Deposit HK$2.02M · loan HK$18.14M · min. income ≈ HK$194,004/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$765,467 · Scale 2, in force from 26 Feb 2026)