LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,958
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$47,388
−HK$1,452/mo
Today · 4.125%
HK$48,840
baseline
▲ 0.50% · 4.625%
HK$51,812
+HK$2,972/mo
Deposit HK$10.08M · loan HK$10.08M · min. income ≈ HK$97,680/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$765,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,128
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$52,500
−HK$1,391/mo
Today · 4.125%
HK$53,891
baseline
▲ 0.50% · 4.625%
HK$56,731
+HK$2,840/mo
Deposit HK$10.08M · loan HK$10.08M · min. income ≈ HK$107,782/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$765,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,150
−HK$3,459/mo
▼ 0.25% · 3.875%
HK$56,866
−HK$1,743/mo
Today · 4.125%
HK$58,609
baseline
▲ 0.50% · 4.625%
HK$62,175
+HK$3,566/mo
Deposit HK$8.06M · loan HK$12.09M · min. income ≈ HK$117,218/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$765,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,354
−HK$3,315/mo
▼ 0.25% · 3.875%
HK$62,999
−HK$1,670/mo
Today · 4.125%
HK$64,669
baseline
▲ 0.50% · 4.625%
HK$68,078
+HK$3,409/mo
Deposit HK$8.06M · loan HK$12.09M · min. income ≈ HK$129,338/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$765,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,342
−HK$4,035/mo
▼ 0.25% · 3.875%
HK$66,343
−HK$2,034/mo
Today · 4.125%
HK$68,377
baseline
▲ 0.50% · 4.625%
HK$72,537
+HK$4,160/mo
Deposit HK$6.05M · loan HK$14.11M · min. income ≈ HK$136,754/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$765,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,580
−HK$3,867/mo
▼ 0.25% · 3.875%
HK$73,499
−HK$1,948/mo
Today · 4.125%
HK$75,447
baseline
▲ 0.50% · 4.625%
HK$79,424
+HK$3,977/mo
Deposit HK$6.05M · loan HK$14.11M · min. income ≈ HK$150,894/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$765,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,725
−HK$5,188/mo
▼ 0.25% · 3.875%
HK$85,298
−HK$2,615/mo
Today · 4.125%
HK$87,913
baseline
▲ 0.50% · 4.625%
HK$93,262
+HK$5,349/mo
Deposit HK$2.02M · loan HK$18.14M · min. income ≈ HK$175,826/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$765,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,031
−HK$4,972/mo
▼ 0.25% · 3.875%
HK$94,499
−HK$2,504/mo
Today · 4.125%
HK$97,003
baseline
▲ 0.50% · 4.625%
HK$102,116
+HK$5,113/mo
Deposit HK$2.02M · loan HK$18.14M · min. income ≈ HK$194,006/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$765,495 · Scale 2, in force from 26 Feb 2026)