LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,959
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$47,389
−HK$1,452/mo
Today · 4.125%
HK$48,841
baseline
▲ 0.50% · 4.625%
HK$51,813
+HK$2,972/mo
Deposit HK$10.08M · loan HK$10.08M · min. income ≈ HK$97,682/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$765,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,129
−HK$2,762/mo
▼ 0.25% · 3.875%
HK$52,500
−HK$1,391/mo
Today · 4.125%
HK$53,891
baseline
▲ 0.50% · 4.625%
HK$56,732
+HK$2,841/mo
Deposit HK$10.08M · loan HK$10.08M · min. income ≈ HK$107,782/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$765,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,151
−HK$3,458/mo
▼ 0.25% · 3.875%
HK$56,866
−HK$1,743/mo
Today · 4.125%
HK$58,609
baseline
▲ 0.50% · 4.625%
HK$62,176
+HK$3,567/mo
Deposit HK$8.06M · loan HK$12.09M · min. income ≈ HK$117,218/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$765,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,355
−HK$3,315/mo
▼ 0.25% · 3.875%
HK$63,000
−HK$1,670/mo
Today · 4.125%
HK$64,670
baseline
▲ 0.50% · 4.625%
HK$68,078
+HK$3,408/mo
Deposit HK$8.06M · loan HK$12.09M · min. income ≈ HK$129,340/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$765,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,343
−HK$4,035/mo
▼ 0.25% · 3.875%
HK$66,344
−HK$2,034/mo
Today · 4.125%
HK$68,378
baseline
▲ 0.50% · 4.625%
HK$72,538
+HK$4,160/mo
Deposit HK$6.05M · loan HK$14.11M · min. income ≈ HK$136,756/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$765,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,581
−HK$3,867/mo
▼ 0.25% · 3.875%
HK$73,500
−HK$1,948/mo
Today · 4.125%
HK$75,448
baseline
▲ 0.50% · 4.625%
HK$79,425
+HK$3,977/mo
Deposit HK$6.05M · loan HK$14.11M · min. income ≈ HK$150,896/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$765,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,726
−HK$5,188/mo
▼ 0.25% · 3.875%
HK$85,300
−HK$2,614/mo
Today · 4.125%
HK$87,914
baseline
▲ 0.50% · 4.625%
HK$93,263
+HK$5,349/mo
Deposit HK$2.02M · loan HK$18.14M · min. income ≈ HK$175,828/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$765,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,032
−HK$4,972/mo
▼ 0.25% · 3.875%
HK$94,500
−HK$2,504/mo
Today · 4.125%
HK$97,004
baseline
▲ 0.50% · 4.625%
HK$102,118
+HK$5,114/mo
Deposit HK$2.02M · loan HK$18.14M · min. income ≈ HK$194,008/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$765,522 · Scale 2, in force from 26 Feb 2026)