LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,966
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$47,396
−HK$1,452/mo
Today · 4.125%
HK$48,848
baseline
▲ 0.50% · 4.625%
HK$51,821
+HK$2,973/mo
Deposit HK$10.08M · loan HK$10.08M · min. income ≈ HK$97,696/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$765,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,137
−HK$2,762/mo
▼ 0.25% · 3.875%
HK$52,508
−HK$1,391/mo
Today · 4.125%
HK$53,899
baseline
▲ 0.50% · 4.625%
HK$56,740
+HK$2,841/mo
Deposit HK$10.08M · loan HK$10.08M · min. income ≈ HK$107,798/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$765,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,159
−HK$3,459/mo
▼ 0.25% · 3.875%
HK$56,875
−HK$1,743/mo
Today · 4.125%
HK$58,618
baseline
▲ 0.50% · 4.625%
HK$62,185
+HK$3,567/mo
Deposit HK$8.06M · loan HK$12.09M · min. income ≈ HK$117,236/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$765,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,364
−HK$3,315/mo
▼ 0.25% · 3.875%
HK$63,010
−HK$1,669/mo
Today · 4.125%
HK$64,679
baseline
▲ 0.50% · 4.625%
HK$68,089
+HK$3,410/mo
Deposit HK$8.06M · loan HK$12.09M · min. income ≈ HK$129,358/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$765,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,352
−HK$4,036/mo
▼ 0.25% · 3.875%
HK$66,354
−HK$2,034/mo
Today · 4.125%
HK$68,388
baseline
▲ 0.50% · 4.625%
HK$72,549
+HK$4,161/mo
Deposit HK$6.05M · loan HK$14.11M · min. income ≈ HK$136,776/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$765,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,591
−HK$3,868/mo
▼ 0.25% · 3.875%
HK$73,511
−HK$1,948/mo
Today · 4.125%
HK$75,459
baseline
▲ 0.50% · 4.625%
HK$79,437
+HK$3,978/mo
Deposit HK$6.05M · loan HK$14.11M · min. income ≈ HK$150,918/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$765,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,739
−HK$5,188/mo
▼ 0.25% · 3.875%
HK$85,312
−HK$2,615/mo
Today · 4.125%
HK$87,927
baseline
▲ 0.50% · 4.625%
HK$93,277
+HK$5,350/mo
Deposit HK$2.02M · loan HK$18.14M · min. income ≈ HK$175,854/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$765,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,046
−HK$4,973/mo
▼ 0.25% · 3.875%
HK$94,515
−HK$2,504/mo
Today · 4.125%
HK$97,019
baseline
▲ 0.50% · 4.625%
HK$102,133
+HK$5,114/mo
Deposit HK$2.02M · loan HK$18.14M · min. income ≈ HK$194,038/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$765,822 · Scale 2, in force from 26 Feb 2026)