LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,966
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$47,396
−HK$1,453/mo
Today · 4.125%
HK$48,849
baseline
▲ 0.50% · 4.625%
HK$51,821
+HK$2,972/mo
Deposit HK$10.08M · loan HK$10.08M · min. income ≈ HK$97,698/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$765,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,137
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$52,509
−HK$1,391/mo
Today · 4.125%
HK$53,900
baseline
▲ 0.50% · 4.625%
HK$56,741
+HK$2,841/mo
Deposit HK$10.08M · loan HK$10.08M · min. income ≈ HK$107,800/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$765,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,160
−HK$3,459/mo
▼ 0.25% · 3.875%
HK$56,875
−HK$1,744/mo
Today · 4.125%
HK$58,619
baseline
▲ 0.50% · 4.625%
HK$62,186
+HK$3,567/mo
Deposit HK$8.06M · loan HK$12.10M · min. income ≈ HK$117,238/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$765,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,365
−HK$3,315/mo
▼ 0.25% · 3.875%
HK$63,010
−HK$1,670/mo
Today · 4.125%
HK$64,680
baseline
▲ 0.50% · 4.625%
HK$68,089
+HK$3,409/mo
Deposit HK$8.06M · loan HK$12.10M · min. income ≈ HK$129,360/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$765,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,353
−HK$4,035/mo
▼ 0.25% · 3.875%
HK$66,355
−HK$2,033/mo
Today · 4.125%
HK$68,388
baseline
▲ 0.50% · 4.625%
HK$72,550
+HK$4,162/mo
Deposit HK$6.05M · loan HK$14.11M · min. income ≈ HK$136,776/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$765,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,592
−HK$3,868/mo
▼ 0.25% · 3.875%
HK$73,512
−HK$1,948/mo
Today · 4.125%
HK$75,460
baseline
▲ 0.50% · 4.625%
HK$79,438
+HK$3,978/mo
Deposit HK$6.05M · loan HK$14.11M · min. income ≈ HK$150,920/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$765,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,740
−HK$5,188/mo
▼ 0.25% · 3.875%
HK$85,313
−HK$2,615/mo
Today · 4.125%
HK$87,928
baseline
▲ 0.50% · 4.625%
HK$93,278
+HK$5,350/mo
Deposit HK$2.02M · loan HK$18.14M · min. income ≈ HK$175,856/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$765,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,047
−HK$4,973/mo
▼ 0.25% · 3.875%
HK$94,516
−HK$2,504/mo
Today · 4.125%
HK$97,020
baseline
▲ 0.50% · 4.625%
HK$102,134
+HK$5,114/mo
Deposit HK$2.02M · loan HK$18.14M · min. income ≈ HK$194,040/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$765,845 · Scale 2, in force from 26 Feb 2026)