LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,967
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$47,396
−HK$1,453/mo
Today · 4.125%
HK$48,849
baseline
▲ 0.50% · 4.625%
HK$51,822
+HK$2,973/mo
Deposit HK$10.08M · loan HK$10.08M · min. income ≈ HK$97,698/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$765,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,137
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$52,509
−HK$1,391/mo
Today · 4.125%
HK$53,900
baseline
▲ 0.50% · 4.625%
HK$56,741
+HK$2,841/mo
Deposit HK$10.08M · loan HK$10.08M · min. income ≈ HK$107,800/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$765,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,160
−HK$3,459/mo
▼ 0.25% · 3.875%
HK$56,876
−HK$1,743/mo
Today · 4.125%
HK$58,619
baseline
▲ 0.50% · 4.625%
HK$62,186
+HK$3,567/mo
Deposit HK$8.06M · loan HK$12.10M · min. income ≈ HK$117,238/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$765,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,365
−HK$3,315/mo
▼ 0.25% · 3.875%
HK$63,011
−HK$1,669/mo
Today · 4.125%
HK$64,680
baseline
▲ 0.50% · 4.625%
HK$68,090
+HK$3,410/mo
Deposit HK$8.06M · loan HK$12.10M · min. income ≈ HK$129,360/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$765,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,353
−HK$4,036/mo
▼ 0.25% · 3.875%
HK$66,355
−HK$2,034/mo
Today · 4.125%
HK$68,389
baseline
▲ 0.50% · 4.625%
HK$72,550
+HK$4,161/mo
Deposit HK$6.05M · loan HK$14.11M · min. income ≈ HK$136,778/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$765,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,592
−HK$3,868/mo
▼ 0.25% · 3.875%
HK$73,513
−HK$1,947/mo
Today · 4.125%
HK$75,460
baseline
▲ 0.50% · 4.625%
HK$79,438
+HK$3,978/mo
Deposit HK$6.05M · loan HK$14.11M · min. income ≈ HK$150,920/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$765,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,740
−HK$5,189/mo
▼ 0.25% · 3.875%
HK$85,314
−HK$2,615/mo
Today · 4.125%
HK$87,929
baseline
▲ 0.50% · 4.625%
HK$93,279
+HK$5,350/mo
Deposit HK$2.02M · loan HK$18.14M · min. income ≈ HK$175,858/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$765,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,047
−HK$4,973/mo
▼ 0.25% · 3.875%
HK$94,516
−HK$2,504/mo
Today · 4.125%
HK$97,020
baseline
▲ 0.50% · 4.625%
HK$102,135
+HK$5,115/mo
Deposit HK$2.02M · loan HK$18.14M · min. income ≈ HK$194,040/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$765,856 · Scale 2, in force from 26 Feb 2026)