LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,973
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$47,403
−HK$1,453/mo
Today · 4.125%
HK$48,856
baseline
▲ 0.50% · 4.625%
HK$51,828
+HK$2,972/mo
Deposit HK$10.08M · loan HK$10.08M · min. income ≈ HK$97,712/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$766,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,144
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$52,516
−HK$1,391/mo
Today · 4.125%
HK$53,907
baseline
▲ 0.50% · 4.625%
HK$56,749
+HK$2,842/mo
Deposit HK$10.08M · loan HK$10.08M · min. income ≈ HK$107,814/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$766,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,167
−HK$3,460/mo
▼ 0.25% · 3.875%
HK$56,883
−HK$1,744/mo
Today · 4.125%
HK$58,627
baseline
▲ 0.50% · 4.625%
HK$62,194
+HK$3,567/mo
Deposit HK$8.06M · loan HK$12.10M · min. income ≈ HK$117,254/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$766,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,373
−HK$3,316/mo
▼ 0.25% · 3.875%
HK$63,019
−HK$1,670/mo
Today · 4.125%
HK$64,689
baseline
▲ 0.50% · 4.625%
HK$68,099
+HK$3,410/mo
Deposit HK$8.06M · loan HK$12.10M · min. income ≈ HK$129,378/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$766,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,362
−HK$4,036/mo
▼ 0.25% · 3.875%
HK$66,364
−HK$2,034/mo
Today · 4.125%
HK$68,398
baseline
▲ 0.50% · 4.625%
HK$72,560
+HK$4,162/mo
Deposit HK$6.05M · loan HK$14.11M · min. income ≈ HK$136,796/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$766,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,602
−HK$3,868/mo
▼ 0.25% · 3.875%
HK$73,522
−HK$1,948/mo
Today · 4.125%
HK$75,470
baseline
▲ 0.50% · 4.625%
HK$79,449
+HK$3,979/mo
Deposit HK$6.05M · loan HK$14.11M · min. income ≈ HK$150,940/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$766,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,751
−HK$5,189/mo
▼ 0.25% · 3.875%
HK$85,325
−HK$2,615/mo
Today · 4.125%
HK$87,940
baseline
▲ 0.50% · 4.625%
HK$93,291
+HK$5,351/mo
Deposit HK$2.02M · loan HK$18.15M · min. income ≈ HK$175,880/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$766,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,060
−HK$4,973/mo
▼ 0.25% · 3.875%
HK$94,529
−HK$2,504/mo
Today · 4.125%
HK$97,033
baseline
▲ 0.50% · 4.625%
HK$102,148
+HK$5,115/mo
Deposit HK$2.02M · loan HK$18.15M · min. income ≈ HK$194,066/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$766,125 · Scale 2, in force from 26 Feb 2026)