LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,974
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$47,404
−HK$1,453/mo
Today · 4.125%
HK$48,857
baseline
▲ 0.50% · 4.625%
HK$51,830
+HK$2,973/mo
Deposit HK$10.08M · loan HK$10.08M · min. income ≈ HK$97,714/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$766,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,146
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$52,517
−HK$1,392/mo
Today · 4.125%
HK$53,909
baseline
▲ 0.50% · 4.625%
HK$56,750
+HK$2,841/mo
Deposit HK$10.08M · loan HK$10.08M · min. income ≈ HK$107,818/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$766,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,169
−HK$3,459/mo
▼ 0.25% · 3.875%
HK$56,885
−HK$1,743/mo
Today · 4.125%
HK$58,628
baseline
▲ 0.50% · 4.625%
HK$62,196
+HK$3,568/mo
Deposit HK$8.06M · loan HK$12.10M · min. income ≈ HK$117,256/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$766,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,375
−HK$3,315/mo
▼ 0.25% · 3.875%
HK$63,021
−HK$1,669/mo
Today · 4.125%
HK$64,690
baseline
▲ 0.50% · 4.625%
HK$68,100
+HK$3,410/mo
Deposit HK$8.06M · loan HK$12.10M · min. income ≈ HK$129,380/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$766,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,363
−HK$4,037/mo
▼ 0.25% · 3.875%
HK$66,366
−HK$2,034/mo
Today · 4.125%
HK$68,400
baseline
▲ 0.50% · 4.625%
HK$72,562
+HK$4,162/mo
Deposit HK$6.05M · loan HK$14.11M · min. income ≈ HK$136,800/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$766,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,604
−HK$3,868/mo
▼ 0.25% · 3.875%
HK$73,524
−HK$1,948/mo
Today · 4.125%
HK$75,472
baseline
▲ 0.50% · 4.625%
HK$79,450
+HK$3,978/mo
Deposit HK$6.05M · loan HK$14.11M · min. income ≈ HK$150,944/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$766,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,753
−HK$5,189/mo
▼ 0.25% · 3.875%
HK$85,327
−HK$2,615/mo
Today · 4.125%
HK$87,942
baseline
▲ 0.50% · 4.625%
HK$93,293
+HK$5,351/mo
Deposit HK$2.02M · loan HK$18.15M · min. income ≈ HK$175,884/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$766,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,062
−HK$4,974/mo
▼ 0.25% · 3.875%
HK$94,531
−HK$2,505/mo
Today · 4.125%
HK$97,036
baseline
▲ 0.50% · 4.625%
HK$102,151
+HK$5,115/mo
Deposit HK$2.02M · loan HK$18.15M · min. income ≈ HK$194,072/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$766,173 · Scale 2, in force from 26 Feb 2026)