LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,975
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$47,405
−HK$1,453/mo
Today · 4.125%
HK$48,858
baseline
▲ 0.50% · 4.625%
HK$51,831
+HK$2,973/mo
Deposit HK$10.08M · loan HK$10.08M · min. income ≈ HK$97,716/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$766,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,146
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$52,518
−HK$1,392/mo
Today · 4.125%
HK$53,910
baseline
▲ 0.50% · 4.625%
HK$56,751
+HK$2,841/mo
Deposit HK$10.08M · loan HK$10.08M · min. income ≈ HK$107,820/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$766,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,170
−HK$3,459/mo
▼ 0.25% · 3.875%
HK$56,886
−HK$1,743/mo
Today · 4.125%
HK$58,629
baseline
▲ 0.50% · 4.625%
HK$62,197
+HK$3,568/mo
Deposit HK$8.06M · loan HK$12.10M · min. income ≈ HK$117,258/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$766,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,376
−HK$3,316/mo
▼ 0.25% · 3.875%
HK$63,022
−HK$1,670/mo
Today · 4.125%
HK$64,692
baseline
▲ 0.50% · 4.625%
HK$68,102
+HK$3,410/mo
Deposit HK$8.06M · loan HK$12.10M · min. income ≈ HK$129,384/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$766,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,365
−HK$4,036/mo
▼ 0.25% · 3.875%
HK$66,367
−HK$2,034/mo
Today · 4.125%
HK$68,401
baseline
▲ 0.50% · 4.625%
HK$72,563
+HK$4,162/mo
Deposit HK$6.05M · loan HK$14.11M · min. income ≈ HK$136,802/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$766,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,605
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$73,526
−HK$1,948/mo
Today · 4.125%
HK$75,474
baseline
▲ 0.50% · 4.625%
HK$79,452
+HK$3,978/mo
Deposit HK$6.05M · loan HK$14.11M · min. income ≈ HK$150,948/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$766,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,755
−HK$5,189/mo
▼ 0.25% · 3.875%
HK$85,329
−HK$2,615/mo
Today · 4.125%
HK$87,944
baseline
▲ 0.50% · 4.625%
HK$93,295
+HK$5,351/mo
Deposit HK$2.02M · loan HK$18.15M · min. income ≈ HK$175,888/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$766,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,064
−HK$4,974/mo
▼ 0.25% · 3.875%
HK$94,533
−HK$2,505/mo
Today · 4.125%
HK$97,038
baseline
▲ 0.50% · 4.625%
HK$102,153
+HK$5,115/mo
Deposit HK$2.02M · loan HK$18.15M · min. income ≈ HK$194,076/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$766,212 · Scale 2, in force from 26 Feb 2026)