LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,976
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$47,407
−HK$1,453/mo
Today · 4.125%
HK$48,860
baseline
▲ 0.50% · 4.625%
HK$51,833
+HK$2,973/mo
Deposit HK$10.08M · loan HK$10.08M · min. income ≈ HK$97,720/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$766,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,148
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$52,520
−HK$1,392/mo
Today · 4.125%
HK$53,912
baseline
▲ 0.50% · 4.625%
HK$56,753
+HK$2,841/mo
Deposit HK$10.08M · loan HK$10.08M · min. income ≈ HK$107,824/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$766,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,172
−HK$3,459/mo
▼ 0.25% · 3.875%
HK$56,888
−HK$1,743/mo
Today · 4.125%
HK$58,631
baseline
▲ 0.50% · 4.625%
HK$62,199
+HK$3,568/mo
Deposit HK$8.07M · loan HK$12.10M · min. income ≈ HK$117,262/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$766,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,378
−HK$3,316/mo
▼ 0.25% · 3.875%
HK$63,024
−HK$1,670/mo
Today · 4.125%
HK$64,694
baseline
▲ 0.50% · 4.625%
HK$68,104
+HK$3,410/mo
Deposit HK$8.07M · loan HK$12.10M · min. income ≈ HK$129,388/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$766,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,367
−HK$4,036/mo
▼ 0.25% · 3.875%
HK$66,369
−HK$2,034/mo
Today · 4.125%
HK$68,403
baseline
▲ 0.50% · 4.625%
HK$72,566
+HK$4,163/mo
Deposit HK$6.05M · loan HK$14.11M · min. income ≈ HK$136,806/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$766,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,608
−HK$3,868/mo
▼ 0.25% · 3.875%
HK$73,528
−HK$1,948/mo
Today · 4.125%
HK$75,476
baseline
▲ 0.50% · 4.625%
HK$79,455
+HK$3,979/mo
Deposit HK$6.05M · loan HK$14.11M · min. income ≈ HK$150,952/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$766,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,758
−HK$5,189/mo
▼ 0.25% · 3.875%
HK$85,332
−HK$2,615/mo
Today · 4.125%
HK$87,947
baseline
▲ 0.50% · 4.625%
HK$93,299
+HK$5,352/mo
Deposit HK$2.02M · loan HK$18.15M · min. income ≈ HK$175,894/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$766,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,067
−HK$4,974/mo
▼ 0.25% · 3.875%
HK$94,536
−HK$2,505/mo
Today · 4.125%
HK$97,041
baseline
▲ 0.50% · 4.625%
HK$102,156
+HK$5,115/mo
Deposit HK$2.02M · loan HK$18.15M · min. income ≈ HK$194,082/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$766,283 · Scale 2, in force from 26 Feb 2026)