LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,980
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$47,410
−HK$1,453/mo
Today · 4.125%
HK$48,863
baseline
▲ 0.50% · 4.625%
HK$51,836
+HK$2,973/mo
Deposit HK$10.08M · loan HK$10.08M · min. income ≈ HK$97,726/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$766,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,152
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$52,524
−HK$1,392/mo
Today · 4.125%
HK$53,916
baseline
▲ 0.50% · 4.625%
HK$56,757
+HK$2,841/mo
Deposit HK$10.08M · loan HK$10.08M · min. income ≈ HK$107,832/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$766,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,176
−HK$3,460/mo
▼ 0.25% · 3.875%
HK$56,892
−HK$1,744/mo
Today · 4.125%
HK$58,636
baseline
▲ 0.50% · 4.625%
HK$62,203
+HK$3,567/mo
Deposit HK$8.07M · loan HK$12.10M · min. income ≈ HK$117,272/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$766,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,382
−HK$3,317/mo
▼ 0.25% · 3.875%
HK$63,029
−HK$1,670/mo
Today · 4.125%
HK$64,699
baseline
▲ 0.50% · 4.625%
HK$68,109
+HK$3,410/mo
Deposit HK$8.07M · loan HK$12.10M · min. income ≈ HK$129,398/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$766,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,372
−HK$4,036/mo
▼ 0.25% · 3.875%
HK$66,374
−HK$2,034/mo
Today · 4.125%
HK$68,408
baseline
▲ 0.50% · 4.625%
HK$72,571
+HK$4,163/mo
Deposit HK$6.05M · loan HK$14.11M · min. income ≈ HK$136,816/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$766,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,613
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$73,533
−HK$1,949/mo
Today · 4.125%
HK$75,482
baseline
▲ 0.50% · 4.625%
HK$79,460
+HK$3,978/mo
Deposit HK$6.05M · loan HK$14.11M · min. income ≈ HK$150,964/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$766,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,763
−HK$5,190/mo
▼ 0.25% · 3.875%
HK$85,338
−HK$2,615/mo
Today · 4.125%
HK$87,953
baseline
▲ 0.50% · 4.625%
HK$93,305
+HK$5,352/mo
Deposit HK$2.02M · loan HK$18.15M · min. income ≈ HK$175,906/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$766,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,074
−HK$4,974/mo
▼ 0.25% · 3.875%
HK$94,543
−HK$2,505/mo
Today · 4.125%
HK$97,048
baseline
▲ 0.50% · 4.625%
HK$102,163
+HK$5,115/mo
Deposit HK$2.02M · loan HK$18.15M · min. income ≈ HK$194,096/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$766,427 · Scale 2, in force from 26 Feb 2026)