LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,980
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$47,411
−HK$1,453/mo
Today · 4.125%
HK$48,864
baseline
▲ 0.50% · 4.625%
HK$51,837
+HK$2,973/mo
Deposit HK$10.08M · loan HK$10.08M · min. income ≈ HK$97,728/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$766,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,153
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$52,524
−HK$1,392/mo
Today · 4.125%
HK$53,916
baseline
▲ 0.50% · 4.625%
HK$56,758
+HK$2,842/mo
Deposit HK$10.08M · loan HK$10.08M · min. income ≈ HK$107,832/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$766,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,176
−HK$3,460/mo
▼ 0.25% · 3.875%
HK$56,893
−HK$1,743/mo
Today · 4.125%
HK$58,636
baseline
▲ 0.50% · 4.625%
HK$62,204
+HK$3,568/mo
Deposit HK$8.07M · loan HK$12.10M · min. income ≈ HK$117,272/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$766,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,383
−HK$3,316/mo
▼ 0.25% · 3.875%
HK$63,029
−HK$1,670/mo
Today · 4.125%
HK$64,699
baseline
▲ 0.50% · 4.625%
HK$68,110
+HK$3,411/mo
Deposit HK$8.07M · loan HK$12.10M · min. income ≈ HK$129,398/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$766,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,372
−HK$4,037/mo
▼ 0.25% · 3.875%
HK$66,375
−HK$2,034/mo
Today · 4.125%
HK$68,409
baseline
▲ 0.50% · 4.625%
HK$72,572
+HK$4,163/mo
Deposit HK$6.05M · loan HK$14.12M · min. income ≈ HK$136,818/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$766,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,614
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$73,534
−HK$1,949/mo
Today · 4.125%
HK$75,483
baseline
▲ 0.50% · 4.625%
HK$79,461
+HK$3,978/mo
Deposit HK$6.05M · loan HK$14.12M · min. income ≈ HK$150,966/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$766,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,764
−HK$5,191/mo
▼ 0.25% · 3.875%
HK$85,339
−HK$2,616/mo
Today · 4.125%
HK$87,955
baseline
▲ 0.50% · 4.625%
HK$93,306
+HK$5,351/mo
Deposit HK$2.02M · loan HK$18.15M · min. income ≈ HK$175,910/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$766,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,075
−HK$4,974/mo
▼ 0.25% · 3.875%
HK$94,544
−HK$2,505/mo
Today · 4.125%
HK$97,049
baseline
▲ 0.50% · 4.625%
HK$102,165
+HK$5,116/mo
Deposit HK$2.02M · loan HK$18.15M · min. income ≈ HK$194,098/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$766,452 · Scale 2, in force from 26 Feb 2026)