LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,981
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$47,411
−HK$1,453/mo
Today · 4.125%
HK$48,864
baseline
▲ 0.50% · 4.625%
HK$51,838
+HK$2,974/mo
Deposit HK$10.08M · loan HK$10.08M · min. income ≈ HK$97,728/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$766,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,153
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$52,525
−HK$1,392/mo
Today · 4.125%
HK$53,917
baseline
▲ 0.50% · 4.625%
HK$56,759
+HK$2,842/mo
Deposit HK$10.08M · loan HK$10.08M · min. income ≈ HK$107,834/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$766,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,177
−HK$3,460/mo
▼ 0.25% · 3.875%
HK$56,893
−HK$1,744/mo
Today · 4.125%
HK$58,637
baseline
▲ 0.50% · 4.625%
HK$62,205
+HK$3,568/mo
Deposit HK$8.07M · loan HK$12.10M · min. income ≈ HK$117,274/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$766,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,384
−HK$3,316/mo
▼ 0.25% · 3.875%
HK$63,030
−HK$1,670/mo
Today · 4.125%
HK$64,700
baseline
▲ 0.50% · 4.625%
HK$68,111
+HK$3,411/mo
Deposit HK$8.07M · loan HK$12.10M · min. income ≈ HK$129,400/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$766,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,373
−HK$4,037/mo
▼ 0.25% · 3.875%
HK$66,376
−HK$2,034/mo
Today · 4.125%
HK$68,410
baseline
▲ 0.50% · 4.625%
HK$72,573
+HK$4,163/mo
Deposit HK$6.05M · loan HK$14.12M · min. income ≈ HK$136,820/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$766,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,615
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$73,535
−HK$1,949/mo
Today · 4.125%
HK$75,484
baseline
▲ 0.50% · 4.625%
HK$79,463
+HK$3,979/mo
Deposit HK$6.05M · loan HK$14.12M · min. income ≈ HK$150,968/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$766,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,766
−HK$5,190/mo
▼ 0.25% · 3.875%
HK$85,340
−HK$2,616/mo
Today · 4.125%
HK$87,956
baseline
▲ 0.50% · 4.625%
HK$93,308
+HK$5,352/mo
Deposit HK$2.02M · loan HK$18.15M · min. income ≈ HK$175,912/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$766,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,076
−HK$4,975/mo
▼ 0.25% · 3.875%
HK$94,545
−HK$2,506/mo
Today · 4.125%
HK$97,051
baseline
▲ 0.50% · 4.625%
HK$102,166
+HK$5,115/mo
Deposit HK$2.02M · loan HK$18.15M · min. income ≈ HK$194,102/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$766,481 · Scale 2, in force from 26 Feb 2026)