LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,983
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$47,413
−HK$1,453/mo
Today · 4.125%
HK$48,866
baseline
▲ 0.50% · 4.625%
HK$51,840
+HK$2,974/mo
Deposit HK$10.08M · loan HK$10.08M · min. income ≈ HK$97,732/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$766,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,155
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$52,527
−HK$1,392/mo
Today · 4.125%
HK$53,919
baseline
▲ 0.50% · 4.625%
HK$56,761
+HK$2,842/mo
Deposit HK$10.08M · loan HK$10.08M · min. income ≈ HK$107,838/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$766,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,179
−HK$3,460/mo
▼ 0.25% · 3.875%
HK$56,896
−HK$1,743/mo
Today · 4.125%
HK$58,639
baseline
▲ 0.50% · 4.625%
HK$62,207
+HK$3,568/mo
Deposit HK$8.07M · loan HK$12.10M · min. income ≈ HK$117,278/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$766,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,386
−HK$3,317/mo
▼ 0.25% · 3.875%
HK$63,033
−HK$1,670/mo
Today · 4.125%
HK$64,703
baseline
▲ 0.50% · 4.625%
HK$68,113
+HK$3,410/mo
Deposit HK$8.07M · loan HK$12.10M · min. income ≈ HK$129,406/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$766,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,376
−HK$4,037/mo
▼ 0.25% · 3.875%
HK$66,378
−HK$2,035/mo
Today · 4.125%
HK$68,413
baseline
▲ 0.50% · 4.625%
HK$72,575
+HK$4,162/mo
Deposit HK$6.05M · loan HK$14.12M · min. income ≈ HK$136,826/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$766,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,617
−HK$3,870/mo
▼ 0.25% · 3.875%
HK$73,538
−HK$1,949/mo
Today · 4.125%
HK$75,487
baseline
▲ 0.50% · 4.625%
HK$79,466
+HK$3,979/mo
Deposit HK$6.05M · loan HK$14.12M · min. income ≈ HK$150,974/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$766,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,769
−HK$5,190/mo
▼ 0.25% · 3.875%
HK$85,343
−HK$2,616/mo
Today · 4.125%
HK$87,959
baseline
▲ 0.50% · 4.625%
HK$93,311
+HK$5,352/mo
Deposit HK$2.02M · loan HK$18.15M · min. income ≈ HK$175,918/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$766,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,079
−HK$4,975/mo
▼ 0.25% · 3.875%
HK$94,549
−HK$2,505/mo
Today · 4.125%
HK$97,054
baseline
▲ 0.50% · 4.625%
HK$102,170
+HK$5,116/mo
Deposit HK$2.02M · loan HK$18.15M · min. income ≈ HK$194,108/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$766,556 · Scale 2, in force from 26 Feb 2026)