LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,984
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$47,415
−HK$1,453/mo
Today · 4.125%
HK$48,868
baseline
▲ 0.50% · 4.625%
HK$51,842
+HK$2,974/mo
Deposit HK$10.08M · loan HK$10.08M · min. income ≈ HK$97,736/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$766,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,157
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$52,529
−HK$1,392/mo
Today · 4.125%
HK$53,921
baseline
▲ 0.50% · 4.625%
HK$56,763
+HK$2,842/mo
Deposit HK$10.08M · loan HK$10.08M · min. income ≈ HK$107,842/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$766,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,181
−HK$3,461/mo
▼ 0.25% · 3.875%
HK$56,898
−HK$1,744/mo
Today · 4.125%
HK$58,642
baseline
▲ 0.50% · 4.625%
HK$62,210
+HK$3,568/mo
Deposit HK$8.07M · loan HK$12.10M · min. income ≈ HK$117,284/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$766,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,389
−HK$3,316/mo
▼ 0.25% · 3.875%
HK$63,035
−HK$1,670/mo
Today · 4.125%
HK$64,705
baseline
▲ 0.50% · 4.625%
HK$68,116
+HK$3,411/mo
Deposit HK$8.07M · loan HK$12.10M · min. income ≈ HK$129,410/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$766,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,378
−HK$4,037/mo
▼ 0.25% · 3.875%
HK$66,381
−HK$2,034/mo
Today · 4.125%
HK$68,415
baseline
▲ 0.50% · 4.625%
HK$72,578
+HK$4,163/mo
Deposit HK$6.05M · loan HK$14.12M · min. income ≈ HK$136,830/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$766,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,620
−HK$3,870/mo
▼ 0.25% · 3.875%
HK$73,541
−HK$1,949/mo
Today · 4.125%
HK$75,490
baseline
▲ 0.50% · 4.625%
HK$79,469
+HK$3,979/mo
Deposit HK$6.05M · loan HK$14.12M · min. income ≈ HK$150,980/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$766,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,772
−HK$5,190/mo
▼ 0.25% · 3.875%
HK$85,347
−HK$2,615/mo
Today · 4.125%
HK$87,962
baseline
▲ 0.50% · 4.625%
HK$93,315
+HK$5,353/mo
Deposit HK$2.02M · loan HK$18.15M · min. income ≈ HK$175,924/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$766,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,083
−HK$4,975/mo
▼ 0.25% · 3.875%
HK$94,553
−HK$2,505/mo
Today · 4.125%
HK$97,058
baseline
▲ 0.50% · 4.625%
HK$102,174
+HK$5,116/mo
Deposit HK$2.02M · loan HK$18.15M · min. income ≈ HK$194,116/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$766,634 · Scale 2, in force from 26 Feb 2026)