LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,986
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$47,416
−HK$1,453/mo
Today · 4.125%
HK$48,869
baseline
▲ 0.50% · 4.625%
HK$51,843
+HK$2,974/mo
Deposit HK$10.08M · loan HK$10.08M · min. income ≈ HK$97,738/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$766,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,159
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$52,531
−HK$1,391/mo
Today · 4.125%
HK$53,922
baseline
▲ 0.50% · 4.625%
HK$56,765
+HK$2,843/mo
Deposit HK$10.08M · loan HK$10.08M · min. income ≈ HK$107,844/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$766,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,183
−HK$3,460/mo
▼ 0.25% · 3.875%
HK$56,899
−HK$1,744/mo
Today · 4.125%
HK$58,643
baseline
▲ 0.50% · 4.625%
HK$62,211
+HK$3,568/mo
Deposit HK$8.07M · loan HK$12.10M · min. income ≈ HK$117,286/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$766,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,390
−HK$3,317/mo
▼ 0.25% · 3.875%
HK$63,037
−HK$1,670/mo
Today · 4.125%
HK$64,707
baseline
▲ 0.50% · 4.625%
HK$68,118
+HK$3,411/mo
Deposit HK$8.07M · loan HK$12.10M · min. income ≈ HK$129,414/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$766,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,380
−HK$4,037/mo
▼ 0.25% · 3.875%
HK$66,382
−HK$2,035/mo
Today · 4.125%
HK$68,417
baseline
▲ 0.50% · 4.625%
HK$72,580
+HK$4,163/mo
Deposit HK$6.05M · loan HK$14.12M · min. income ≈ HK$136,834/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$766,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,622
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$73,543
−HK$1,948/mo
Today · 4.125%
HK$75,491
baseline
▲ 0.50% · 4.625%
HK$79,471
+HK$3,980/mo
Deposit HK$6.05M · loan HK$14.12M · min. income ≈ HK$150,982/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$766,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,774
−HK$5,191/mo
▼ 0.25% · 3.875%
HK$85,349
−HK$2,616/mo
Today · 4.125%
HK$87,965
baseline
▲ 0.50% · 4.625%
HK$93,317
+HK$5,352/mo
Deposit HK$2.02M · loan HK$18.15M · min. income ≈ HK$175,930/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$766,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,085
−HK$4,975/mo
▼ 0.25% · 3.875%
HK$94,555
−HK$2,505/mo
Today · 4.125%
HK$97,060
baseline
▲ 0.50% · 4.625%
HK$102,177
+HK$5,117/mo
Deposit HK$2.02M · loan HK$18.15M · min. income ≈ HK$194,120/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$766,686 · Scale 2, in force from 26 Feb 2026)