LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,986
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$47,416
−HK$1,454/mo
Today · 4.125%
HK$48,870
baseline
▲ 0.50% · 4.625%
HK$51,843
+HK$2,973/mo
Deposit HK$10.08M · loan HK$10.08M · min. income ≈ HK$97,740/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$766,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,159
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$52,531
−HK$1,392/mo
Today · 4.125%
HK$53,923
baseline
▲ 0.50% · 4.625%
HK$56,765
+HK$2,842/mo
Deposit HK$10.08M · loan HK$10.08M · min. income ≈ HK$107,846/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$766,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,183
−HK$3,461/mo
▼ 0.25% · 3.875%
HK$56,900
−HK$1,744/mo
Today · 4.125%
HK$58,644
baseline
▲ 0.50% · 4.625%
HK$62,212
+HK$3,568/mo
Deposit HK$8.07M · loan HK$12.10M · min. income ≈ HK$117,288/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$766,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,391
−HK$3,316/mo
▼ 0.25% · 3.875%
HK$63,037
−HK$1,670/mo
Today · 4.125%
HK$64,707
baseline
▲ 0.50% · 4.625%
HK$68,118
+HK$3,411/mo
Deposit HK$8.07M · loan HK$12.10M · min. income ≈ HK$129,414/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$766,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,380
−HK$4,038/mo
▼ 0.25% · 3.875%
HK$66,383
−HK$2,035/mo
Today · 4.125%
HK$68,418
baseline
▲ 0.50% · 4.625%
HK$72,581
+HK$4,163/mo
Deposit HK$6.05M · loan HK$14.12M · min. income ≈ HK$136,836/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$766,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,623
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$73,543
−HK$1,949/mo
Today · 4.125%
HK$75,492
baseline
▲ 0.50% · 4.625%
HK$79,471
+HK$3,979/mo
Deposit HK$6.05M · loan HK$14.12M · min. income ≈ HK$150,984/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$766,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,775
−HK$5,190/mo
▼ 0.25% · 3.875%
HK$85,350
−HK$2,615/mo
Today · 4.125%
HK$87,965
baseline
▲ 0.50% · 4.625%
HK$93,318
+HK$5,353/mo
Deposit HK$2.02M · loan HK$18.15M · min. income ≈ HK$175,930/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$766,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,086
−HK$4,975/mo
▼ 0.25% · 3.875%
HK$94,556
−HK$2,505/mo
Today · 4.125%
HK$97,061
baseline
▲ 0.50% · 4.625%
HK$102,177
+HK$5,116/mo
Deposit HK$2.02M · loan HK$18.15M · min. income ≈ HK$194,122/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$766,702 · Scale 2, in force from 26 Feb 2026)