LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,987
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$47,417
−HK$1,453/mo
Today · 4.125%
HK$48,870
baseline
▲ 0.50% · 4.625%
HK$51,844
+HK$2,974/mo
Deposit HK$10.08M · loan HK$10.08M · min. income ≈ HK$97,740/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$766,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,160
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$52,532
−HK$1,392/mo
Today · 4.125%
HK$53,924
baseline
▲ 0.50% · 4.625%
HK$56,766
+HK$2,842/mo
Deposit HK$10.08M · loan HK$10.08M · min. income ≈ HK$107,848/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$766,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,184
−HK$3,460/mo
▼ 0.25% · 3.875%
HK$56,900
−HK$1,744/mo
Today · 4.125%
HK$58,644
baseline
▲ 0.50% · 4.625%
HK$62,213
+HK$3,569/mo
Deposit HK$8.07M · loan HK$12.10M · min. income ≈ HK$117,288/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$766,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,391
−HK$3,317/mo
▼ 0.25% · 3.875%
HK$63,038
−HK$1,670/mo
Today · 4.125%
HK$64,708
baseline
▲ 0.50% · 4.625%
HK$68,119
+HK$3,411/mo
Deposit HK$8.07M · loan HK$12.10M · min. income ≈ HK$129,416/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$766,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,381
−HK$4,037/mo
▼ 0.25% · 3.875%
HK$66,384
−HK$2,034/mo
Today · 4.125%
HK$68,418
baseline
▲ 0.50% · 4.625%
HK$72,581
+HK$4,163/mo
Deposit HK$6.05M · loan HK$14.12M · min. income ≈ HK$136,836/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$766,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,623
−HK$3,870/mo
▼ 0.25% · 3.875%
HK$73,544
−HK$1,949/mo
Today · 4.125%
HK$75,493
baseline
▲ 0.50% · 4.625%
HK$79,472
+HK$3,979/mo
Deposit HK$6.05M · loan HK$14.12M · min. income ≈ HK$150,986/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$766,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,776
−HK$5,190/mo
▼ 0.25% · 3.875%
HK$85,350
−HK$2,616/mo
Today · 4.125%
HK$87,966
baseline
▲ 0.50% · 4.625%
HK$93,319
+HK$5,353/mo
Deposit HK$2.02M · loan HK$18.15M · min. income ≈ HK$175,932/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$766,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,087
−HK$4,975/mo
▼ 0.25% · 3.875%
HK$94,557
−HK$2,505/mo
Today · 4.125%
HK$97,062
baseline
▲ 0.50% · 4.625%
HK$102,179
+HK$5,117/mo
Deposit HK$2.02M · loan HK$18.15M · min. income ≈ HK$194,124/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$766,725 · Scale 2, in force from 26 Feb 2026)