LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,989
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$47,419
−HK$1,453/mo
Today · 4.125%
HK$48,872
baseline
▲ 0.50% · 4.625%
HK$51,846
+HK$2,974/mo
Deposit HK$10.08M · loan HK$10.08M · min. income ≈ HK$97,744/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$766,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,162
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$52,534
−HK$1,392/mo
Today · 4.125%
HK$53,926
baseline
▲ 0.50% · 4.625%
HK$56,768
+HK$2,842/mo
Deposit HK$10.08M · loan HK$10.08M · min. income ≈ HK$107,852/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$766,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,186
−HK$3,461/mo
▼ 0.25% · 3.875%
HK$56,903
−HK$1,744/mo
Today · 4.125%
HK$58,647
baseline
▲ 0.50% · 4.625%
HK$62,215
+HK$3,568/mo
Deposit HK$8.07M · loan HK$12.10M · min. income ≈ HK$117,294/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$766,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,394
−HK$3,317/mo
▼ 0.25% · 3.875%
HK$63,041
−HK$1,670/mo
Today · 4.125%
HK$64,711
baseline
▲ 0.50% · 4.625%
HK$68,122
+HK$3,411/mo
Deposit HK$8.07M · loan HK$12.10M · min. income ≈ HK$129,422/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$766,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,384
−HK$4,037/mo
▼ 0.25% · 3.875%
HK$66,387
−HK$2,034/mo
Today · 4.125%
HK$68,421
baseline
▲ 0.50% · 4.625%
HK$72,585
+HK$4,164/mo
Deposit HK$6.05M · loan HK$14.12M · min. income ≈ HK$136,842/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$766,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,627
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$73,547
−HK$1,949/mo
Today · 4.125%
HK$75,496
baseline
▲ 0.50% · 4.625%
HK$79,476
+HK$3,980/mo
Deposit HK$6.05M · loan HK$14.12M · min. income ≈ HK$150,992/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$766,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,779
−HK$5,191/mo
▼ 0.25% · 3.875%
HK$85,354
−HK$2,616/mo
Today · 4.125%
HK$87,970
baseline
▲ 0.50% · 4.625%
HK$93,323
+HK$5,353/mo
Deposit HK$2.02M · loan HK$18.15M · min. income ≈ HK$175,940/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$766,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,091
−HK$4,976/mo
▼ 0.25% · 3.875%
HK$94,561
−HK$2,506/mo
Today · 4.125%
HK$97,067
baseline
▲ 0.50% · 4.625%
HK$102,183
+HK$5,116/mo
Deposit HK$2.02M · loan HK$18.15M · min. income ≈ HK$194,134/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$766,815 · Scale 2, in force from 26 Feb 2026)