LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,990
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$47,421
−HK$1,453/mo
Today · 4.125%
HK$48,874
baseline
▲ 0.50% · 4.625%
HK$51,848
+HK$2,974/mo
Deposit HK$10.08M · loan HK$10.08M · min. income ≈ HK$97,748/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$766,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,164
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$52,536
−HK$1,392/mo
Today · 4.125%
HK$53,928
baseline
▲ 0.50% · 4.625%
HK$56,771
+HK$2,843/mo
Deposit HK$10.08M · loan HK$10.08M · min. income ≈ HK$107,856/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$766,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,188
−HK$3,461/mo
▼ 0.25% · 3.875%
HK$56,905
−HK$1,744/mo
Today · 4.125%
HK$58,649
baseline
▲ 0.50% · 4.625%
HK$62,218
+HK$3,569/mo
Deposit HK$8.07M · loan HK$12.10M · min. income ≈ HK$117,298/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$766,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,396
−HK$3,317/mo
▼ 0.25% · 3.875%
HK$63,043
−HK$1,670/mo
Today · 4.125%
HK$64,713
baseline
▲ 0.50% · 4.625%
HK$68,125
+HK$3,412/mo
Deposit HK$8.07M · loan HK$12.10M · min. income ≈ HK$129,426/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$766,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,386
−HK$4,038/mo
▼ 0.25% · 3.875%
HK$66,389
−HK$2,035/mo
Today · 4.125%
HK$68,424
baseline
▲ 0.50% · 4.625%
HK$72,587
+HK$4,163/mo
Deposit HK$6.05M · loan HK$14.12M · min. income ≈ HK$136,848/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$766,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,629
−HK$3,870/mo
▼ 0.25% · 3.875%
HK$73,550
−HK$1,949/mo
Today · 4.125%
HK$75,499
baseline
▲ 0.50% · 4.625%
HK$79,479
+HK$3,980/mo
Deposit HK$6.05M · loan HK$14.12M · min. income ≈ HK$150,998/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$766,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,782
−HK$5,192/mo
▼ 0.25% · 3.875%
HK$85,357
−HK$2,617/mo
Today · 4.125%
HK$87,974
baseline
▲ 0.50% · 4.625%
HK$93,327
+HK$5,353/mo
Deposit HK$2.02M · loan HK$18.15M · min. income ≈ HK$175,948/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$766,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,095
−HK$4,975/mo
▼ 0.25% · 3.875%
HK$94,565
−HK$2,505/mo
Today · 4.125%
HK$97,070
baseline
▲ 0.50% · 4.625%
HK$102,187
+HK$5,117/mo
Deposit HK$2.02M · loan HK$18.15M · min. income ≈ HK$194,140/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$766,889 · Scale 2, in force from 26 Feb 2026)