LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,994
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$47,425
−HK$1,453/mo
Today · 4.125%
HK$48,878
baseline
▲ 0.50% · 4.625%
HK$51,852
+HK$2,974/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$97,756/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$767,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,168
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$52,540
−HK$1,392/mo
Today · 4.125%
HK$53,932
baseline
▲ 0.50% · 4.625%
HK$56,775
+HK$2,843/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$107,864/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$767,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,193
−HK$3,461/mo
▼ 0.25% · 3.875%
HK$56,910
−HK$1,744/mo
Today · 4.125%
HK$58,654
baseline
▲ 0.50% · 4.625%
HK$62,223
+HK$3,569/mo
Deposit HK$8.07M · loan HK$12.10M · min. income ≈ HK$117,308/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$767,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,401
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$63,048
−HK$1,671/mo
Today · 4.125%
HK$64,719
baseline
▲ 0.50% · 4.625%
HK$68,130
+HK$3,411/mo
Deposit HK$8.07M · loan HK$12.10M · min. income ≈ HK$129,438/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$767,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,392
−HK$4,037/mo
▼ 0.25% · 3.875%
HK$66,394
−HK$2,035/mo
Today · 4.125%
HK$68,429
baseline
▲ 0.50% · 4.625%
HK$72,593
+HK$4,164/mo
Deposit HK$6.05M · loan HK$14.12M · min. income ≈ HK$136,858/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$767,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,635
−HK$3,870/mo
▼ 0.25% · 3.875%
HK$73,556
−HK$1,949/mo
Today · 4.125%
HK$75,505
baseline
▲ 0.50% · 4.625%
HK$79,485
+HK$3,980/mo
Deposit HK$6.05M · loan HK$14.12M · min. income ≈ HK$151,010/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$767,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,789
−HK$5,192/mo
▼ 0.25% · 3.875%
HK$85,364
−HK$2,617/mo
Today · 4.125%
HK$87,981
baseline
▲ 0.50% · 4.625%
HK$93,334
+HK$5,353/mo
Deposit HK$2.02M · loan HK$18.15M · min. income ≈ HK$175,962/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$767,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,102
−HK$4,976/mo
▼ 0.25% · 3.875%
HK$94,572
−HK$2,506/mo
Today · 4.125%
HK$97,078
baseline
▲ 0.50% · 4.625%
HK$102,195
+HK$5,117/mo
Deposit HK$2.02M · loan HK$18.15M · min. income ≈ HK$194,156/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$767,052 · Scale 2, in force from 26 Feb 2026)