LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,995
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$47,425
−HK$1,454/mo
Today · 4.125%
HK$48,879
baseline
▲ 0.50% · 4.625%
HK$51,853
+HK$2,974/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$97,758/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$767,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,169
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$52,541
−HK$1,392/mo
Today · 4.125%
HK$53,933
baseline
▲ 0.50% · 4.625%
HK$56,776
+HK$2,843/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$107,866/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$767,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,194
−HK$3,461/mo
▼ 0.25% · 3.875%
HK$56,911
−HK$1,744/mo
Today · 4.125%
HK$58,655
baseline
▲ 0.50% · 4.625%
HK$62,224
+HK$3,569/mo
Deposit HK$8.07M · loan HK$12.10M · min. income ≈ HK$117,310/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$767,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,402
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$63,049
−HK$1,671/mo
Today · 4.125%
HK$64,720
baseline
▲ 0.50% · 4.625%
HK$68,131
+HK$3,411/mo
Deposit HK$8.07M · loan HK$12.10M · min. income ≈ HK$129,440/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$767,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,393
−HK$4,038/mo
▼ 0.25% · 3.875%
HK$66,396
−HK$2,035/mo
Today · 4.125%
HK$68,431
baseline
▲ 0.50% · 4.625%
HK$72,594
+HK$4,163/mo
Deposit HK$6.05M · loan HK$14.12M · min. income ≈ HK$136,862/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$767,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,636
−HK$3,870/mo
▼ 0.25% · 3.875%
HK$73,557
−HK$1,949/mo
Today · 4.125%
HK$75,506
baseline
▲ 0.50% · 4.625%
HK$79,487
+HK$3,981/mo
Deposit HK$6.05M · loan HK$14.12M · min. income ≈ HK$151,012/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$767,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,791
−HK$5,191/mo
▼ 0.25% · 3.875%
HK$85,366
−HK$2,616/mo
Today · 4.125%
HK$87,982
baseline
▲ 0.50% · 4.625%
HK$93,336
+HK$5,354/mo
Deposit HK$2.02M · loan HK$18.15M · min. income ≈ HK$175,964/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$767,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,104
−HK$4,976/mo
▼ 0.25% · 3.875%
HK$94,574
−HK$2,506/mo
Today · 4.125%
HK$97,080
baseline
▲ 0.50% · 4.625%
HK$102,197
+HK$5,117/mo
Deposit HK$2.02M · loan HK$18.15M · min. income ≈ HK$194,160/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$767,087 · Scale 2, in force from 26 Feb 2026)