LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,996
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$47,427
−HK$1,453/mo
Today · 4.125%
HK$48,880
baseline
▲ 0.50% · 4.625%
HK$51,855
+HK$2,975/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$97,760/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$767,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,170
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$52,542
−HK$1,393/mo
Today · 4.125%
HK$53,935
baseline
▲ 0.50% · 4.625%
HK$56,778
+HK$2,843/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$107,870/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$767,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,195
−HK$3,461/mo
▼ 0.25% · 3.875%
HK$56,912
−HK$1,744/mo
Today · 4.125%
HK$58,656
baseline
▲ 0.50% · 4.625%
HK$62,226
+HK$3,570/mo
Deposit HK$8.07M · loan HK$12.10M · min. income ≈ HK$117,312/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$767,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,404
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$63,051
−HK$1,671/mo
Today · 4.125%
HK$64,722
baseline
▲ 0.50% · 4.625%
HK$68,133
+HK$3,411/mo
Deposit HK$8.07M · loan HK$12.10M · min. income ≈ HK$129,444/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$767,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,394
−HK$4,039/mo
▼ 0.25% · 3.875%
HK$66,397
−HK$2,036/mo
Today · 4.125%
HK$68,433
baseline
▲ 0.50% · 4.625%
HK$72,597
+HK$4,164/mo
Deposit HK$6.05M · loan HK$14.12M · min. income ≈ HK$136,866/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$767,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,638
−HK$3,871/mo
▼ 0.25% · 3.875%
HK$73,559
−HK$1,950/mo
Today · 4.125%
HK$75,509
baseline
▲ 0.50% · 4.625%
HK$79,489
+HK$3,980/mo
Deposit HK$6.05M · loan HK$14.12M · min. income ≈ HK$151,018/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$767,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,793
−HK$5,192/mo
▼ 0.25% · 3.875%
HK$85,368
−HK$2,617/mo
Today · 4.125%
HK$87,985
baseline
▲ 0.50% · 4.625%
HK$93,338
+HK$5,353/mo
Deposit HK$2.02M · loan HK$18.15M · min. income ≈ HK$175,970/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$767,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,106
−HK$4,976/mo
▼ 0.25% · 3.875%
HK$94,576
−HK$2,506/mo
Today · 4.125%
HK$97,082
baseline
▲ 0.50% · 4.625%
HK$102,200
+HK$5,118/mo
Deposit HK$2.02M · loan HK$18.15M · min. income ≈ HK$194,164/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$767,144 · Scale 2, in force from 26 Feb 2026)