LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,997
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$47,427
−HK$1,454/mo
Today · 4.125%
HK$48,881
baseline
▲ 0.50% · 4.625%
HK$51,855
+HK$2,974/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$97,762/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$767,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,171
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$52,543
−HK$1,392/mo
Today · 4.125%
HK$53,935
baseline
▲ 0.50% · 4.625%
HK$56,778
+HK$2,843/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$107,870/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$767,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,196
−HK$3,461/mo
▼ 0.25% · 3.875%
HK$56,913
−HK$1,744/mo
Today · 4.125%
HK$58,657
baseline
▲ 0.50% · 4.625%
HK$62,226
+HK$3,569/mo
Deposit HK$8.07M · loan HK$12.10M · min. income ≈ HK$117,314/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$767,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,405
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$63,052
−HK$1,671/mo
Today · 4.125%
HK$64,723
baseline
▲ 0.50% · 4.625%
HK$68,134
+HK$3,411/mo
Deposit HK$8.07M · loan HK$12.10M · min. income ≈ HK$129,446/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$767,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,395
−HK$4,039/mo
▼ 0.25% · 3.875%
HK$66,398
−HK$2,036/mo
Today · 4.125%
HK$68,434
baseline
▲ 0.50% · 4.625%
HK$72,598
+HK$4,164/mo
Deposit HK$6.05M · loan HK$14.12M · min. income ≈ HK$136,868/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$767,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,639
−HK$3,871/mo
▼ 0.25% · 3.875%
HK$73,561
−HK$1,949/mo
Today · 4.125%
HK$75,510
baseline
▲ 0.50% · 4.625%
HK$79,490
+HK$3,980/mo
Deposit HK$6.05M · loan HK$14.12M · min. income ≈ HK$151,020/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$767,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,794
−HK$5,192/mo
▼ 0.25% · 3.875%
HK$85,369
−HK$2,617/mo
Today · 4.125%
HK$87,986
baseline
▲ 0.50% · 4.625%
HK$93,340
+HK$5,354/mo
Deposit HK$2.02M · loan HK$18.15M · min. income ≈ HK$175,972/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$767,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,108
−HK$4,976/mo
▼ 0.25% · 3.875%
HK$94,578
−HK$2,506/mo
Today · 4.125%
HK$97,084
baseline
▲ 0.50% · 4.625%
HK$102,201
+HK$5,117/mo
Deposit HK$2.02M · loan HK$18.15M · min. income ≈ HK$194,168/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$767,173 · Scale 2, in force from 26 Feb 2026)