LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,997
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$47,428
−HK$1,454/mo
Today · 4.125%
HK$48,882
baseline
▲ 0.50% · 4.625%
HK$51,856
+HK$2,974/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$97,764/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$767,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,172
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$52,544
−HK$1,392/mo
Today · 4.125%
HK$53,936
baseline
▲ 0.50% · 4.625%
HK$56,779
+HK$2,843/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$107,872/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$767,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,197
−HK$3,461/mo
▼ 0.25% · 3.875%
HK$56,914
−HK$1,744/mo
Today · 4.125%
HK$58,658
baseline
▲ 0.50% · 4.625%
HK$62,227
+HK$3,569/mo
Deposit HK$8.07M · loan HK$12.10M · min. income ≈ HK$117,316/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$767,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,406
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$63,053
−HK$1,671/mo
Today · 4.125%
HK$64,724
baseline
▲ 0.50% · 4.625%
HK$68,135
+HK$3,411/mo
Deposit HK$8.07M · loan HK$12.10M · min. income ≈ HK$129,448/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$767,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,396
−HK$4,039/mo
▼ 0.25% · 3.875%
HK$66,399
−HK$2,036/mo
Today · 4.125%
HK$68,435
baseline
▲ 0.50% · 4.625%
HK$72,599
+HK$4,164/mo
Deposit HK$6.05M · loan HK$14.12M · min. income ≈ HK$136,870/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$767,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,640
−HK$3,871/mo
▼ 0.25% · 3.875%
HK$73,562
−HK$1,949/mo
Today · 4.125%
HK$75,511
baseline
▲ 0.50% · 4.625%
HK$79,491
+HK$3,980/mo
Deposit HK$6.05M · loan HK$14.12M · min. income ≈ HK$151,022/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$767,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,795
−HK$5,192/mo
▼ 0.25% · 3.875%
HK$85,371
−HK$2,616/mo
Today · 4.125%
HK$87,987
baseline
▲ 0.50% · 4.625%
HK$93,341
+HK$5,354/mo
Deposit HK$2.02M · loan HK$18.15M · min. income ≈ HK$175,974/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$767,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,109
−HK$4,976/mo
▼ 0.25% · 3.875%
HK$94,579
−HK$2,506/mo
Today · 4.125%
HK$97,085
baseline
▲ 0.50% · 4.625%
HK$102,203
+HK$5,118/mo
Deposit HK$2.02M · loan HK$18.15M · min. income ≈ HK$194,170/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$767,205 · Scale 2, in force from 26 Feb 2026)