LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,999
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$47,430
−HK$1,454/mo
Today · 4.125%
HK$48,884
baseline
▲ 0.50% · 4.625%
HK$51,858
+HK$2,974/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$97,768/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$767,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,173
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$52,546
−HK$1,392/mo
Today · 4.125%
HK$53,938
baseline
▲ 0.50% · 4.625%
HK$56,781
+HK$2,843/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$107,876/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$767,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,199
−HK$3,461/mo
▼ 0.25% · 3.875%
HK$56,916
−HK$1,744/mo
Today · 4.125%
HK$58,660
baseline
▲ 0.50% · 4.625%
HK$62,230
+HK$3,570/mo
Deposit HK$8.07M · loan HK$12.10M · min. income ≈ HK$117,320/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$767,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,408
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$63,055
−HK$1,671/mo
Today · 4.125%
HK$64,726
baseline
▲ 0.50% · 4.625%
HK$68,138
+HK$3,412/mo
Deposit HK$8.07M · loan HK$12.10M · min. income ≈ HK$129,452/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$767,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,399
−HK$4,038/mo
▼ 0.25% · 3.875%
HK$66,402
−HK$2,035/mo
Today · 4.125%
HK$68,437
baseline
▲ 0.50% · 4.625%
HK$72,601
+HK$4,164/mo
Deposit HK$6.05M · loan HK$14.12M · min. income ≈ HK$136,874/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$767,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,643
−HK$3,870/mo
▼ 0.25% · 3.875%
HK$73,564
−HK$1,949/mo
Today · 4.125%
HK$75,513
baseline
▲ 0.50% · 4.625%
HK$79,494
+HK$3,981/mo
Deposit HK$6.05M · loan HK$14.12M · min. income ≈ HK$151,026/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$767,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,798
−HK$5,192/mo
▼ 0.25% · 3.875%
HK$85,374
−HK$2,616/mo
Today · 4.125%
HK$87,990
baseline
▲ 0.50% · 4.625%
HK$93,344
+HK$5,354/mo
Deposit HK$2.02M · loan HK$18.16M · min. income ≈ HK$175,980/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$767,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,112
−HK$4,977/mo
▼ 0.25% · 3.875%
HK$94,582
−HK$2,507/mo
Today · 4.125%
HK$97,089
baseline
▲ 0.50% · 4.625%
HK$102,206
+HK$5,117/mo
Deposit HK$2.02M · loan HK$18.16M · min. income ≈ HK$194,178/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$767,272 · Scale 2, in force from 26 Feb 2026)