LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,000
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$47,431
−HK$1,454/mo
Today · 4.125%
HK$48,885
baseline
▲ 0.50% · 4.625%
HK$51,859
+HK$2,974/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$97,770/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$767,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,175
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$52,547
−HK$1,392/mo
Today · 4.125%
HK$53,939
baseline
▲ 0.50% · 4.625%
HK$56,783
+HK$2,844/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$107,878/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$767,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,200
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$56,917
−HK$1,745/mo
Today · 4.125%
HK$58,662
baseline
▲ 0.50% · 4.625%
HK$62,231
+HK$3,569/mo
Deposit HK$8.07M · loan HK$12.10M · min. income ≈ HK$117,324/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$767,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,409
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$63,056
−HK$1,671/mo
Today · 4.125%
HK$64,727
baseline
▲ 0.50% · 4.625%
HK$68,139
+HK$3,412/mo
Deposit HK$8.07M · loan HK$12.10M · min. income ≈ HK$129,454/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$767,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,400
−HK$4,038/mo
▼ 0.25% · 3.875%
HK$66,403
−HK$2,035/mo
Today · 4.125%
HK$68,438
baseline
▲ 0.50% · 4.625%
HK$72,603
+HK$4,165/mo
Deposit HK$6.05M · loan HK$14.12M · min. income ≈ HK$136,876/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$767,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,644
−HK$3,871/mo
▼ 0.25% · 3.875%
HK$73,566
−HK$1,949/mo
Today · 4.125%
HK$75,515
baseline
▲ 0.50% · 4.625%
HK$79,496
+HK$3,981/mo
Deposit HK$6.05M · loan HK$14.12M · min. income ≈ HK$151,030/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$767,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,800
−HK$5,192/mo
▼ 0.25% · 3.875%
HK$85,376
−HK$2,616/mo
Today · 4.125%
HK$87,992
baseline
▲ 0.50% · 4.625%
HK$93,346
+HK$5,354/mo
Deposit HK$2.02M · loan HK$18.16M · min. income ≈ HK$175,984/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$767,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,114
−HK$4,977/mo
▼ 0.25% · 3.875%
HK$94,585
−HK$2,506/mo
Today · 4.125%
HK$97,091
baseline
▲ 0.50% · 4.625%
HK$102,209
+HK$5,118/mo
Deposit HK$2.02M · loan HK$18.16M · min. income ≈ HK$194,182/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$767,317 · Scale 2, in force from 26 Feb 2026)