LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,001
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$47,432
−HK$1,454/mo
Today · 4.125%
HK$48,886
baseline
▲ 0.50% · 4.625%
HK$51,861
+HK$2,975/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$97,772/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$767,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,176
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$52,548
−HK$1,393/mo
Today · 4.125%
HK$53,941
baseline
▲ 0.50% · 4.625%
HK$56,784
+HK$2,843/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$107,882/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$767,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,201
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$56,919
−HK$1,744/mo
Today · 4.125%
HK$58,663
baseline
▲ 0.50% · 4.625%
HK$62,233
+HK$3,570/mo
Deposit HK$8.07M · loan HK$12.10M · min. income ≈ HK$117,326/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$767,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,411
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$63,058
−HK$1,671/mo
Today · 4.125%
HK$64,729
baseline
▲ 0.50% · 4.625%
HK$68,141
+HK$3,412/mo
Deposit HK$8.07M · loan HK$12.10M · min. income ≈ HK$129,458/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$767,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,402
−HK$4,038/mo
▼ 0.25% · 3.875%
HK$66,405
−HK$2,035/mo
Today · 4.125%
HK$68,440
baseline
▲ 0.50% · 4.625%
HK$72,605
+HK$4,165/mo
Deposit HK$6.05M · loan HK$14.12M · min. income ≈ HK$136,880/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$767,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,646
−HK$3,871/mo
▼ 0.25% · 3.875%
HK$73,568
−HK$1,949/mo
Today · 4.125%
HK$75,517
baseline
▲ 0.50% · 4.625%
HK$79,498
+HK$3,981/mo
Deposit HK$6.05M · loan HK$14.12M · min. income ≈ HK$151,034/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$767,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,802
−HK$5,193/mo
▼ 0.25% · 3.875%
HK$85,378
−HK$2,617/mo
Today · 4.125%
HK$87,995
baseline
▲ 0.50% · 4.625%
HK$93,349
+HK$5,354/mo
Deposit HK$2.02M · loan HK$18.16M · min. income ≈ HK$175,990/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$767,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,117
−HK$4,976/mo
▼ 0.25% · 3.875%
HK$94,587
−HK$2,506/mo
Today · 4.125%
HK$97,093
baseline
▲ 0.50% · 4.625%
HK$102,211
+HK$5,118/mo
Deposit HK$2.02M · loan HK$18.16M · min. income ≈ HK$194,186/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$767,372 · Scale 2, in force from 26 Feb 2026)