LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,005
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$47,436
−HK$1,454/mo
Today · 4.125%
HK$48,890
baseline
▲ 0.50% · 4.625%
HK$51,865
+HK$2,975/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$97,780/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$767,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,180
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$52,553
−HK$1,392/mo
Today · 4.125%
HK$53,945
baseline
▲ 0.50% · 4.625%
HK$56,789
+HK$2,844/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$107,890/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$767,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,206
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$56,923
−HK$1,745/mo
Today · 4.125%
HK$58,668
baseline
▲ 0.50% · 4.625%
HK$62,238
+HK$3,570/mo
Deposit HK$8.07M · loan HK$12.11M · min. income ≈ HK$117,336/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$767,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,416
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$63,064
−HK$1,670/mo
Today · 4.125%
HK$64,734
baseline
▲ 0.50% · 4.625%
HK$68,147
+HK$3,413/mo
Deposit HK$8.07M · loan HK$12.11M · min. income ≈ HK$129,468/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$767,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,407
−HK$4,039/mo
▼ 0.25% · 3.875%
HK$66,411
−HK$2,035/mo
Today · 4.125%
HK$68,446
baseline
▲ 0.50% · 4.625%
HK$72,611
+HK$4,165/mo
Deposit HK$6.05M · loan HK$14.12M · min. income ≈ HK$136,892/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$767,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,652
−HK$3,872/mo
▼ 0.25% · 3.875%
HK$73,574
−HK$1,950/mo
Today · 4.125%
HK$75,524
baseline
▲ 0.50% · 4.625%
HK$79,505
+HK$3,981/mo
Deposit HK$6.05M · loan HK$14.12M · min. income ≈ HK$151,048/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$767,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,809
−HK$5,193/mo
▼ 0.25% · 3.875%
HK$85,385
−HK$2,617/mo
Today · 4.125%
HK$88,002
baseline
▲ 0.50% · 4.625%
HK$93,357
+HK$5,355/mo
Deposit HK$2.02M · loan HK$18.16M · min. income ≈ HK$176,004/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$767,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,125
−HK$4,977/mo
▼ 0.25% · 3.875%
HK$94,595
−HK$2,507/mo
Today · 4.125%
HK$97,102
baseline
▲ 0.50% · 4.625%
HK$102,220
+HK$5,118/mo
Deposit HK$2.02M · loan HK$18.16M · min. income ≈ HK$194,204/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$767,544 · Scale 2, in force from 26 Feb 2026)