LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,006
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$47,437
−HK$1,453/mo
Today · 4.125%
HK$48,890
baseline
▲ 0.50% · 4.625%
HK$51,865
+HK$2,975/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$97,780/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$767,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,181
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$52,553
−HK$1,393/mo
Today · 4.125%
HK$53,946
baseline
▲ 0.50% · 4.625%
HK$56,789
+HK$2,843/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$107,892/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$767,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,207
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$56,924
−HK$1,745/mo
Today · 4.125%
HK$58,669
baseline
▲ 0.50% · 4.625%
HK$62,238
+HK$3,569/mo
Deposit HK$8.07M · loan HK$12.11M · min. income ≈ HK$117,338/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$767,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,417
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$63,064
−HK$1,671/mo
Today · 4.125%
HK$64,735
baseline
▲ 0.50% · 4.625%
HK$68,147
+HK$3,412/mo
Deposit HK$8.07M · loan HK$12.11M · min. income ≈ HK$129,470/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$767,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,408
−HK$4,039/mo
▼ 0.25% · 3.875%
HK$66,411
−HK$2,036/mo
Today · 4.125%
HK$68,447
baseline
▲ 0.50% · 4.625%
HK$72,611
+HK$4,164/mo
Deposit HK$6.05M · loan HK$14.12M · min. income ≈ HK$136,894/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$767,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,653
−HK$3,871/mo
▼ 0.25% · 3.875%
HK$73,575
−HK$1,949/mo
Today · 4.125%
HK$75,524
baseline
▲ 0.50% · 4.625%
HK$79,505
+HK$3,981/mo
Deposit HK$6.05M · loan HK$14.12M · min. income ≈ HK$151,048/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$767,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,810
−HK$5,193/mo
▼ 0.25% · 3.875%
HK$85,386
−HK$2,617/mo
Today · 4.125%
HK$88,003
baseline
▲ 0.50% · 4.625%
HK$93,358
+HK$5,355/mo
Deposit HK$2.02M · loan HK$18.16M · min. income ≈ HK$176,006/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$767,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,125
−HK$4,977/mo
▼ 0.25% · 3.875%
HK$94,596
−HK$2,506/mo
Today · 4.125%
HK$97,102
baseline
▲ 0.50% · 4.625%
HK$102,221
+HK$5,119/mo
Deposit HK$2.02M · loan HK$18.16M · min. income ≈ HK$194,204/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$767,560 · Scale 2, in force from 26 Feb 2026)