LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,007
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$47,438
−HK$1,454/mo
Today · 4.125%
HK$48,892
baseline
▲ 0.50% · 4.625%
HK$51,867
+HK$2,975/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$97,784/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$767,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,182
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$52,555
−HK$1,392/mo
Today · 4.125%
HK$53,947
baseline
▲ 0.50% · 4.625%
HK$56,791
+HK$2,844/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$107,894/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$767,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,208
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$56,925
−HK$1,745/mo
Today · 4.125%
HK$58,670
baseline
▲ 0.50% · 4.625%
HK$62,240
+HK$3,570/mo
Deposit HK$8.07M · loan HK$12.11M · min. income ≈ HK$117,340/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$767,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,419
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$63,066
−HK$1,671/mo
Today · 4.125%
HK$64,737
baseline
▲ 0.50% · 4.625%
HK$68,149
+HK$3,412/mo
Deposit HK$8.07M · loan HK$12.11M · min. income ≈ HK$129,474/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$767,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,410
−HK$4,039/mo
▼ 0.25% · 3.875%
HK$66,413
−HK$2,036/mo
Today · 4.125%
HK$68,449
baseline
▲ 0.50% · 4.625%
HK$72,614
+HK$4,165/mo
Deposit HK$6.05M · loan HK$14.12M · min. income ≈ HK$136,898/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$767,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,655
−HK$3,871/mo
▼ 0.25% · 3.875%
HK$73,577
−HK$1,949/mo
Today · 4.125%
HK$75,526
baseline
▲ 0.50% · 4.625%
HK$79,507
+HK$3,981/mo
Deposit HK$6.05M · loan HK$14.12M · min. income ≈ HK$151,052/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$767,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,812
−HK$5,193/mo
▼ 0.25% · 3.875%
HK$85,388
−HK$2,617/mo
Today · 4.125%
HK$88,005
baseline
▲ 0.50% · 4.625%
HK$93,360
+HK$5,355/mo
Deposit HK$2.02M · loan HK$18.16M · min. income ≈ HK$176,010/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$767,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,128
−HK$4,977/mo
▼ 0.25% · 3.875%
HK$94,599
−HK$2,506/mo
Today · 4.125%
HK$97,105
baseline
▲ 0.50% · 4.625%
HK$102,224
+HK$5,119/mo
Deposit HK$2.02M · loan HK$18.16M · min. income ≈ HK$194,210/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$767,616 · Scale 2, in force from 26 Feb 2026)