LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,007
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$47,438
−HK$1,454/mo
Today · 4.125%
HK$48,892
baseline
▲ 0.50% · 4.625%
HK$51,867
+HK$2,975/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$97,784/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$767,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,183
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$52,555
−HK$1,393/mo
Today · 4.125%
HK$53,948
baseline
▲ 0.50% · 4.625%
HK$56,791
+HK$2,843/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$107,896/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$767,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,209
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$56,926
−HK$1,745/mo
Today · 4.125%
HK$58,671
baseline
▲ 0.50% · 4.625%
HK$62,241
+HK$3,570/mo
Deposit HK$8.07M · loan HK$12.11M · min. income ≈ HK$117,342/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$767,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,419
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$63,066
−HK$1,671/mo
Today · 4.125%
HK$64,737
baseline
▲ 0.50% · 4.625%
HK$68,150
+HK$3,413/mo
Deposit HK$8.07M · loan HK$12.11M · min. income ≈ HK$129,474/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$767,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,410
−HK$4,039/mo
▼ 0.25% · 3.875%
HK$66,414
−HK$2,035/mo
Today · 4.125%
HK$68,449
baseline
▲ 0.50% · 4.625%
HK$72,614
+HK$4,165/mo
Deposit HK$6.05M · loan HK$14.12M · min. income ≈ HK$136,898/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$767,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,656
−HK$3,871/mo
▼ 0.25% · 3.875%
HK$73,577
−HK$1,950/mo
Today · 4.125%
HK$75,527
baseline
▲ 0.50% · 4.625%
HK$79,508
+HK$3,981/mo
Deposit HK$6.05M · loan HK$14.12M · min. income ≈ HK$151,054/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$767,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,813
−HK$5,193/mo
▼ 0.25% · 3.875%
HK$85,389
−HK$2,617/mo
Today · 4.125%
HK$88,006
baseline
▲ 0.50% · 4.625%
HK$93,361
+HK$5,355/mo
Deposit HK$2.02M · loan HK$18.16M · min. income ≈ HK$176,012/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$767,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,129
−HK$4,977/mo
▼ 0.25% · 3.875%
HK$94,600
−HK$2,506/mo
Today · 4.125%
HK$97,106
baseline
▲ 0.50% · 4.625%
HK$102,225
+HK$5,119/mo
Deposit HK$2.02M · loan HK$18.16M · min. income ≈ HK$194,212/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$767,635 · Scale 2, in force from 26 Feb 2026)