LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,008
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$47,439
−HK$1,454/mo
Today · 4.125%
HK$48,893
baseline
▲ 0.50% · 4.625%
HK$51,868
+HK$2,975/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$97,786/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$767,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,184
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$52,556
−HK$1,393/mo
Today · 4.125%
HK$53,949
baseline
▲ 0.50% · 4.625%
HK$56,793
+HK$2,844/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$107,898/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$767,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,210
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$56,927
−HK$1,745/mo
Today · 4.125%
HK$58,672
baseline
▲ 0.50% · 4.625%
HK$62,242
+HK$3,570/mo
Deposit HK$8.07M · loan HK$12.11M · min. income ≈ HK$117,344/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$767,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,420
−HK$3,319/mo
▼ 0.25% · 3.875%
HK$63,068
−HK$1,671/mo
Today · 4.125%
HK$64,739
baseline
▲ 0.50% · 4.625%
HK$68,151
+HK$3,412/mo
Deposit HK$8.07M · loan HK$12.11M · min. income ≈ HK$129,478/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$767,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,411
−HK$4,040/mo
▼ 0.25% · 3.875%
HK$66,415
−HK$2,036/mo
Today · 4.125%
HK$68,451
baseline
▲ 0.50% · 4.625%
HK$72,616
+HK$4,165/mo
Deposit HK$6.05M · loan HK$14.12M · min. income ≈ HK$136,902/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$767,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,657
−HK$3,871/mo
▼ 0.25% · 3.875%
HK$73,579
−HK$1,949/mo
Today · 4.125%
HK$75,528
baseline
▲ 0.50% · 4.625%
HK$79,510
+HK$3,982/mo
Deposit HK$6.05M · loan HK$14.12M · min. income ≈ HK$151,056/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$767,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,815
−HK$5,193/mo
▼ 0.25% · 3.875%
HK$85,391
−HK$2,617/mo
Today · 4.125%
HK$88,008
baseline
▲ 0.50% · 4.625%
HK$93,363
+HK$5,355/mo
Deposit HK$2.02M · loan HK$18.16M · min. income ≈ HK$176,016/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$767,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,130
−HK$4,978/mo
▼ 0.25% · 3.875%
HK$94,601
−HK$2,507/mo
Today · 4.125%
HK$97,108
baseline
▲ 0.50% · 4.625%
HK$102,227
+HK$5,119/mo
Deposit HK$2.02M · loan HK$18.16M · min. income ≈ HK$194,216/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$767,673 · Scale 2, in force from 26 Feb 2026)