LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,012
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$47,443
−HK$1,454/mo
Today · 4.125%
HK$48,897
baseline
▲ 0.50% · 4.625%
HK$51,872
+HK$2,975/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$97,794/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$767,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,187
−HK$2,766/mo
▼ 0.25% · 3.875%
HK$52,560
−HK$1,393/mo
Today · 4.125%
HK$53,953
baseline
▲ 0.50% · 4.625%
HK$56,797
+HK$2,844/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$107,906/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$767,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,214
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$56,931
−HK$1,745/mo
Today · 4.125%
HK$58,676
baseline
▲ 0.50% · 4.625%
HK$62,247
+HK$3,571/mo
Deposit HK$8.07M · loan HK$12.11M · min. income ≈ HK$117,352/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$767,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,425
−HK$3,319/mo
▼ 0.25% · 3.875%
HK$63,072
−HK$1,672/mo
Today · 4.125%
HK$64,744
baseline
▲ 0.50% · 4.625%
HK$68,156
+HK$3,412/mo
Deposit HK$8.07M · loan HK$12.11M · min. income ≈ HK$129,488/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$767,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,416
−HK$4,040/mo
▼ 0.25% · 3.875%
HK$66,420
−HK$2,036/mo
Today · 4.125%
HK$68,456
baseline
▲ 0.50% · 4.625%
HK$72,621
+HK$4,165/mo
Deposit HK$6.05M · loan HK$14.12M · min. income ≈ HK$136,912/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$767,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,662
−HK$3,872/mo
▼ 0.25% · 3.875%
HK$73,584
−HK$1,950/mo
Today · 4.125%
HK$75,534
baseline
▲ 0.50% · 4.625%
HK$79,516
+HK$3,982/mo
Deposit HK$6.05M · loan HK$14.12M · min. income ≈ HK$151,068/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$767,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,821
−HK$5,193/mo
▼ 0.25% · 3.875%
HK$85,397
−HK$2,617/mo
Today · 4.125%
HK$88,014
baseline
▲ 0.50% · 4.625%
HK$93,370
+HK$5,356/mo
Deposit HK$2.02M · loan HK$18.16M · min. income ≈ HK$176,028/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$767,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,137
−HK$4,978/mo
▼ 0.25% · 3.875%
HK$94,608
−HK$2,507/mo
Today · 4.125%
HK$97,115
baseline
▲ 0.50% · 4.625%
HK$102,234
+HK$5,119/mo
Deposit HK$2.02M · loan HK$18.16M · min. income ≈ HK$194,230/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$767,826 · Scale 2, in force from 26 Feb 2026)