LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,015
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$47,447
−HK$1,454/mo
Today · 4.125%
HK$48,901
baseline
▲ 0.50% · 4.625%
HK$51,876
+HK$2,975/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$97,802/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$767,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,192
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$52,565
−HK$1,392/mo
Today · 4.125%
HK$53,957
baseline
▲ 0.50% · 4.625%
HK$56,802
+HK$2,845/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$107,914/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$767,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,218
−HK$3,463/mo
▼ 0.25% · 3.875%
HK$56,936
−HK$1,745/mo
Today · 4.125%
HK$58,681
baseline
▲ 0.50% · 4.625%
HK$62,252
+HK$3,571/mo
Deposit HK$8.07M · loan HK$12.11M · min. income ≈ HK$117,362/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$767,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,430
−HK$3,319/mo
▼ 0.25% · 3.875%
HK$63,078
−HK$1,671/mo
Today · 4.125%
HK$64,749
baseline
▲ 0.50% · 4.625%
HK$68,162
+HK$3,413/mo
Deposit HK$8.07M · loan HK$12.11M · min. income ≈ HK$129,498/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$767,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,422
−HK$4,039/mo
▼ 0.25% · 3.875%
HK$66,425
−HK$2,036/mo
Today · 4.125%
HK$68,461
baseline
▲ 0.50% · 4.625%
HK$72,627
+HK$4,166/mo
Deposit HK$6.05M · loan HK$14.13M · min. income ≈ HK$136,922/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$767,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,668
−HK$3,872/mo
▼ 0.25% · 3.875%
HK$73,590
−HK$1,950/mo
Today · 4.125%
HK$75,540
baseline
▲ 0.50% · 4.625%
HK$79,522
+HK$3,982/mo
Deposit HK$6.05M · loan HK$14.13M · min. income ≈ HK$151,080/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$767,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,828
−HK$5,194/mo
▼ 0.25% · 3.875%
HK$85,404
−HK$2,618/mo
Today · 4.125%
HK$88,022
baseline
▲ 0.50% · 4.625%
HK$93,378
+HK$5,356/mo
Deposit HK$2.02M · loan HK$18.16M · min. income ≈ HK$176,044/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$767,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,145
−HK$4,978/mo
▼ 0.25% · 3.875%
HK$94,616
−HK$2,507/mo
Today · 4.125%
HK$97,123
baseline
▲ 0.50% · 4.625%
HK$102,243
+HK$5,120/mo
Deposit HK$2.02M · loan HK$18.16M · min. income ≈ HK$194,246/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$767,992 · Scale 2, in force from 26 Feb 2026)