LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,021
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$47,453
−HK$1,454/mo
Today · 4.125%
HK$48,907
baseline
▲ 0.50% · 4.625%
HK$51,883
+HK$2,976/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$97,814/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$768,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,198
−HK$2,766/mo
▼ 0.25% · 3.875%
HK$52,571
−HK$1,393/mo
Today · 4.125%
HK$53,964
baseline
▲ 0.50% · 4.625%
HK$56,809
+HK$2,845/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$107,928/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$768,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,225
−HK$3,463/mo
▼ 0.25% · 3.875%
HK$56,943
−HK$1,745/mo
Today · 4.125%
HK$58,688
baseline
▲ 0.50% · 4.625%
HK$62,259
+HK$3,571/mo
Deposit HK$8.07M · loan HK$12.11M · min. income ≈ HK$117,376/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$768,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,438
−HK$3,319/mo
▼ 0.25% · 3.875%
HK$63,085
−HK$1,672/mo
Today · 4.125%
HK$64,757
baseline
▲ 0.50% · 4.625%
HK$68,170
+HK$3,413/mo
Deposit HK$8.07M · loan HK$12.11M · min. income ≈ HK$129,514/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$768,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,429
−HK$4,041/mo
▼ 0.25% · 3.875%
HK$66,434
−HK$2,036/mo
Today · 4.125%
HK$68,470
baseline
▲ 0.50% · 4.625%
HK$72,636
+HK$4,166/mo
Deposit HK$6.05M · loan HK$14.13M · min. income ≈ HK$136,940/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$768,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,677
−HK$3,873/mo
▼ 0.25% · 3.875%
HK$73,600
−HK$1,950/mo
Today · 4.125%
HK$75,550
baseline
▲ 0.50% · 4.625%
HK$79,532
+HK$3,982/mo
Deposit HK$6.05M · loan HK$14.13M · min. income ≈ HK$151,100/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$768,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,838
−HK$5,195/mo
▼ 0.25% · 3.875%
HK$85,415
−HK$2,618/mo
Today · 4.125%
HK$88,033
baseline
▲ 0.50% · 4.625%
HK$93,389
+HK$5,356/mo
Deposit HK$2.02M · loan HK$18.16M · min. income ≈ HK$176,066/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$768,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,156
−HK$4,979/mo
▼ 0.25% · 3.875%
HK$94,628
−HK$2,507/mo
Today · 4.125%
HK$97,135
baseline
▲ 0.50% · 4.625%
HK$102,255
+HK$5,120/mo
Deposit HK$2.02M · loan HK$18.16M · min. income ≈ HK$194,270/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$768,241 · Scale 2, in force from 26 Feb 2026)