LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,022
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$47,453
−HK$1,454/mo
Today · 4.125%
HK$48,907
baseline
▲ 0.50% · 4.625%
HK$51,883
+HK$2,976/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$97,814/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$768,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,198
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$52,572
−HK$1,393/mo
Today · 4.125%
HK$53,965
baseline
▲ 0.50% · 4.625%
HK$56,809
+HK$2,844/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$107,930/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$768,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,226
−HK$3,463/mo
▼ 0.25% · 3.875%
HK$56,944
−HK$1,745/mo
Today · 4.125%
HK$58,689
baseline
▲ 0.50% · 4.625%
HK$62,260
+HK$3,571/mo
Deposit HK$8.07M · loan HK$12.11M · min. income ≈ HK$117,378/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$768,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,438
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$63,086
−HK$1,672/mo
Today · 4.125%
HK$64,758
baseline
▲ 0.50% · 4.625%
HK$68,171
+HK$3,413/mo
Deposit HK$8.07M · loan HK$12.11M · min. income ≈ HK$129,516/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$768,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,430
−HK$4,040/mo
▼ 0.25% · 3.875%
HK$66,434
−HK$2,036/mo
Today · 4.125%
HK$68,470
baseline
▲ 0.50% · 4.625%
HK$72,637
+HK$4,167/mo
Deposit HK$6.05M · loan HK$14.13M · min. income ≈ HK$136,940/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$768,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,678
−HK$3,872/mo
▼ 0.25% · 3.875%
HK$73,600
−HK$1,950/mo
Today · 4.125%
HK$75,550
baseline
▲ 0.50% · 4.625%
HK$79,533
+HK$3,983/mo
Deposit HK$6.05M · loan HK$14.13M · min. income ≈ HK$151,100/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$768,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,839
−HK$5,194/mo
▼ 0.25% · 3.875%
HK$85,416
−HK$2,617/mo
Today · 4.125%
HK$88,033
baseline
▲ 0.50% · 4.625%
HK$93,390
+HK$5,357/mo
Deposit HK$2.02M · loan HK$18.16M · min. income ≈ HK$176,066/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$768,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,157
−HK$4,979/mo
▼ 0.25% · 3.875%
HK$94,629
−HK$2,507/mo
Today · 4.125%
HK$97,136
baseline
▲ 0.50% · 4.625%
HK$102,256
+HK$5,120/mo
Deposit HK$2.02M · loan HK$18.16M · min. income ≈ HK$194,272/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$768,262 · Scale 2, in force from 26 Feb 2026)