LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,023
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$47,455
−HK$1,454/mo
Today · 4.125%
HK$48,909
baseline
▲ 0.50% · 4.625%
HK$51,885
+HK$2,976/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$97,818/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$768,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,200
−HK$2,766/mo
▼ 0.25% · 3.875%
HK$52,573
−HK$1,393/mo
Today · 4.125%
HK$53,966
baseline
▲ 0.50% · 4.625%
HK$56,811
+HK$2,845/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$107,932/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$768,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,228
−HK$3,463/mo
▼ 0.25% · 3.875%
HK$56,946
−HK$1,745/mo
Today · 4.125%
HK$58,691
baseline
▲ 0.50% · 4.625%
HK$62,262
+HK$3,571/mo
Deposit HK$8.07M · loan HK$12.11M · min. income ≈ HK$117,382/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$768,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,440
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$63,088
−HK$1,672/mo
Today · 4.125%
HK$64,760
baseline
▲ 0.50% · 4.625%
HK$68,173
+HK$3,413/mo
Deposit HK$8.07M · loan HK$12.11M · min. income ≈ HK$129,520/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$768,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,432
−HK$4,041/mo
▼ 0.25% · 3.875%
HK$66,437
−HK$2,036/mo
Today · 4.125%
HK$68,473
baseline
▲ 0.50% · 4.625%
HK$72,639
+HK$4,166/mo
Deposit HK$6.05M · loan HK$14.13M · min. income ≈ HK$136,946/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$768,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,680
−HK$3,873/mo
▼ 0.25% · 3.875%
HK$73,603
−HK$1,950/mo
Today · 4.125%
HK$75,553
baseline
▲ 0.50% · 4.625%
HK$79,535
+HK$3,982/mo
Deposit HK$6.05M · loan HK$14.13M · min. income ≈ HK$151,106/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$768,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,842
−HK$5,194/mo
▼ 0.25% · 3.875%
HK$85,418
−HK$2,618/mo
Today · 4.125%
HK$88,036
baseline
▲ 0.50% · 4.625%
HK$93,393
+HK$5,357/mo
Deposit HK$2.02M · loan HK$18.16M · min. income ≈ HK$176,072/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$768,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,160
−HK$4,980/mo
▼ 0.25% · 3.875%
HK$94,632
−HK$2,508/mo
Today · 4.125%
HK$97,140
baseline
▲ 0.50% · 4.625%
HK$102,260
+HK$5,120/mo
Deposit HK$2.02M · loan HK$18.16M · min. income ≈ HK$194,280/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$768,330 · Scale 2, in force from 26 Feb 2026)