LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,024
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$47,456
−HK$1,454/mo
Today · 4.125%
HK$48,910
baseline
▲ 0.50% · 4.625%
HK$51,886
+HK$2,976/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$97,820/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$768,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,201
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$52,575
−HK$1,393/mo
Today · 4.125%
HK$53,968
baseline
▲ 0.50% · 4.625%
HK$56,812
+HK$2,844/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$107,936/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$768,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,229
−HK$3,463/mo
▼ 0.25% · 3.875%
HK$56,947
−HK$1,745/mo
Today · 4.125%
HK$58,692
baseline
▲ 0.50% · 4.625%
HK$62,264
+HK$3,572/mo
Deposit HK$8.07M · loan HK$12.11M · min. income ≈ HK$117,384/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$768,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,442
−HK$3,319/mo
▼ 0.25% · 3.875%
HK$63,089
−HK$1,672/mo
Today · 4.125%
HK$64,761
baseline
▲ 0.50% · 4.625%
HK$68,175
+HK$3,414/mo
Deposit HK$8.07M · loan HK$12.11M · min. income ≈ HK$129,522/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$768,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,434
−HK$4,040/mo
▼ 0.25% · 3.875%
HK$66,438
−HK$2,036/mo
Today · 4.125%
HK$68,474
baseline
▲ 0.50% · 4.625%
HK$72,641
+HK$4,167/mo
Deposit HK$6.06M · loan HK$14.13M · min. income ≈ HK$136,948/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$768,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,682
−HK$3,873/mo
▼ 0.25% · 3.875%
HK$73,604
−HK$1,951/mo
Today · 4.125%
HK$75,555
baseline
▲ 0.50% · 4.625%
HK$79,537
+HK$3,982/mo
Deposit HK$6.06M · loan HK$14.13M · min. income ≈ HK$151,110/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$768,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,843
−HK$5,195/mo
▼ 0.25% · 3.875%
HK$85,420
−HK$2,618/mo
Today · 4.125%
HK$88,038
baseline
▲ 0.50% · 4.625%
HK$93,395
+HK$5,357/mo
Deposit HK$2.02M · loan HK$18.17M · min. income ≈ HK$176,076/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$768,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,162
−HK$4,980/mo
▼ 0.25% · 3.875%
HK$94,634
−HK$2,508/mo
Today · 4.125%
HK$97,142
baseline
▲ 0.50% · 4.625%
HK$102,262
+HK$5,120/mo
Deposit HK$2.02M · loan HK$18.17M · min. income ≈ HK$194,284/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$768,374 · Scale 2, in force from 26 Feb 2026)