LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,025
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$47,456
−HK$1,455/mo
Today · 4.125%
HK$48,911
baseline
▲ 0.50% · 4.625%
HK$51,887
+HK$2,976/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$97,822/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$768,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,202
−HK$2,766/mo
▼ 0.25% · 3.875%
HK$52,575
−HK$1,393/mo
Today · 4.125%
HK$53,968
baseline
▲ 0.50% · 4.625%
HK$56,813
+HK$2,845/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$107,936/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$768,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,230
−HK$3,463/mo
▼ 0.25% · 3.875%
HK$56,948
−HK$1,745/mo
Today · 4.125%
HK$58,693
baseline
▲ 0.50% · 4.625%
HK$62,264
+HK$3,571/mo
Deposit HK$8.07M · loan HK$12.11M · min. income ≈ HK$117,386/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$768,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,442
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$63,090
−HK$1,672/mo
Today · 4.125%
HK$64,762
baseline
▲ 0.50% · 4.625%
HK$68,176
+HK$3,414/mo
Deposit HK$8.07M · loan HK$12.11M · min. income ≈ HK$129,524/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$768,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,435
−HK$4,040/mo
▼ 0.25% · 3.875%
HK$66,439
−HK$2,036/mo
Today · 4.125%
HK$68,475
baseline
▲ 0.50% · 4.625%
HK$72,642
+HK$4,167/mo
Deposit HK$6.06M · loan HK$14.13M · min. income ≈ HK$136,950/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$768,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,683
−HK$3,873/mo
▼ 0.25% · 3.875%
HK$73,605
−HK$1,951/mo
Today · 4.125%
HK$75,556
baseline
▲ 0.50% · 4.625%
HK$79,538
+HK$3,982/mo
Deposit HK$6.06M · loan HK$14.13M · min. income ≈ HK$151,112/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$768,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,844
−HK$5,196/mo
▼ 0.25% · 3.875%
HK$85,421
−HK$2,619/mo
Today · 4.125%
HK$88,040
baseline
▲ 0.50% · 4.625%
HK$93,397
+HK$5,357/mo
Deposit HK$2.02M · loan HK$18.17M · min. income ≈ HK$176,080/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$768,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,164
−HK$4,979/mo
▼ 0.25% · 3.875%
HK$94,635
−HK$2,508/mo
Today · 4.125%
HK$97,143
baseline
▲ 0.50% · 4.625%
HK$102,263
+HK$5,120/mo
Deposit HK$2.02M · loan HK$18.17M · min. income ≈ HK$194,286/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$768,400 · Scale 2, in force from 26 Feb 2026)