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Home Mortgage Planner

Mortgage Planner

Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.

HK$201.84M HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$644,351
−HK$40,406/mo
▼ 0.25% · 3.875%
HK$664,394
−HK$20,363/mo
Today · 4.125%
HK$684,757
baseline
▲ 0.50% · 4.625%
HK$726,423
+HK$41,666/mo

Deposit HK$60.55M · loan HK$141.29M · min. income ≈ HK$1,369,514/mo (50% DSR)

Upfront cash ≈ HK$73.67M (deposit + AVD stamp duty HK$13,119,706 · Scale 2, in force from 26 Feb 2026)

For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.