LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,026
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$47,457
−HK$1,455/mo
Today · 4.125%
HK$48,912
baseline
▲ 0.50% · 4.625%
HK$51,888
+HK$2,976/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$97,824/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$768,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,203
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$52,576
−HK$1,394/mo
Today · 4.125%
HK$53,970
baseline
▲ 0.50% · 4.625%
HK$56,814
+HK$2,844/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$107,940/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$768,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,231
−HK$3,463/mo
▼ 0.25% · 3.875%
HK$56,949
−HK$1,745/mo
Today · 4.125%
HK$58,694
baseline
▲ 0.50% · 4.625%
HK$62,266
+HK$3,572/mo
Deposit HK$8.07M · loan HK$12.11M · min. income ≈ HK$117,388/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$768,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,444
−HK$3,319/mo
▼ 0.25% · 3.875%
HK$63,092
−HK$1,671/mo
Today · 4.125%
HK$64,763
baseline
▲ 0.50% · 4.625%
HK$68,177
+HK$3,414/mo
Deposit HK$8.07M · loan HK$12.11M · min. income ≈ HK$129,526/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$768,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,436
−HK$4,041/mo
▼ 0.25% · 3.875%
HK$66,440
−HK$2,037/mo
Today · 4.125%
HK$68,477
baseline
▲ 0.50% · 4.625%
HK$72,643
+HK$4,166/mo
Deposit HK$6.06M · loan HK$14.13M · min. income ≈ HK$136,954/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$768,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,685
−HK$3,872/mo
▼ 0.25% · 3.875%
HK$73,607
−HK$1,950/mo
Today · 4.125%
HK$75,557
baseline
▲ 0.50% · 4.625%
HK$79,540
+HK$3,983/mo
Deposit HK$6.06M · loan HK$14.13M · min. income ≈ HK$151,114/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$768,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,846
−HK$5,196/mo
▼ 0.25% · 3.875%
HK$85,423
−HK$2,619/mo
Today · 4.125%
HK$88,042
baseline
▲ 0.50% · 4.625%
HK$93,399
+HK$5,357/mo
Deposit HK$2.02M · loan HK$18.17M · min. income ≈ HK$176,084/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$768,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,166
−HK$4,979/mo
▼ 0.25% · 3.875%
HK$94,638
−HK$2,507/mo
Today · 4.125%
HK$97,145
baseline
▲ 0.50% · 4.625%
HK$102,266
+HK$5,121/mo
Deposit HK$2.02M · loan HK$18.17M · min. income ≈ HK$194,290/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$768,448 · Scale 2, in force from 26 Feb 2026)