LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,026
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$47,458
−HK$1,454/mo
Today · 4.125%
HK$48,912
baseline
▲ 0.50% · 4.625%
HK$51,888
+HK$2,976/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$97,824/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$768,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,203
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$52,577
−HK$1,393/mo
Today · 4.125%
HK$53,970
baseline
▲ 0.50% · 4.625%
HK$56,815
+HK$2,845/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$107,940/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$768,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,231
−HK$3,464/mo
▼ 0.25% · 3.875%
HK$56,949
−HK$1,746/mo
Today · 4.125%
HK$58,695
baseline
▲ 0.50% · 4.625%
HK$62,266
+HK$3,571/mo
Deposit HK$8.07M · loan HK$12.11M · min. income ≈ HK$117,390/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$768,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,444
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$63,092
−HK$1,672/mo
Today · 4.125%
HK$64,764
baseline
▲ 0.50% · 4.625%
HK$68,177
+HK$3,413/mo
Deposit HK$8.07M · loan HK$12.11M · min. income ≈ HK$129,528/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$768,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,436
−HK$4,041/mo
▼ 0.25% · 3.875%
HK$66,441
−HK$2,036/mo
Today · 4.125%
HK$68,477
baseline
▲ 0.50% · 4.625%
HK$72,644
+HK$4,167/mo
Deposit HK$6.06M · loan HK$14.13M · min. income ≈ HK$136,954/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$768,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,685
−HK$3,873/mo
▼ 0.25% · 3.875%
HK$73,607
−HK$1,951/mo
Today · 4.125%
HK$75,558
baseline
▲ 0.50% · 4.625%
HK$79,540
+HK$3,982/mo
Deposit HK$6.06M · loan HK$14.13M · min. income ≈ HK$151,116/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$768,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,847
−HK$5,195/mo
▼ 0.25% · 3.875%
HK$85,424
−HK$2,618/mo
Today · 4.125%
HK$88,042
baseline
▲ 0.50% · 4.625%
HK$93,399
+HK$5,357/mo
Deposit HK$2.02M · loan HK$18.17M · min. income ≈ HK$176,084/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$768,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,166
−HK$4,979/mo
▼ 0.25% · 3.875%
HK$94,638
−HK$2,507/mo
Today · 4.125%
HK$97,145
baseline
▲ 0.50% · 4.625%
HK$102,266
+HK$5,121/mo
Deposit HK$2.02M · loan HK$18.17M · min. income ≈ HK$194,290/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$768,453 · Scale 2, in force from 26 Feb 2026)