LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,027
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$47,459
−HK$1,454/mo
Today · 4.125%
HK$48,913
baseline
▲ 0.50% · 4.625%
HK$51,889
+HK$2,976/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$97,826/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$768,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,204
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$52,578
−HK$1,393/mo
Today · 4.125%
HK$53,971
baseline
▲ 0.50% · 4.625%
HK$56,816
+HK$2,845/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$107,942/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$768,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,232
−HK$3,464/mo
▼ 0.25% · 3.875%
HK$56,950
−HK$1,746/mo
Today · 4.125%
HK$58,696
baseline
▲ 0.50% · 4.625%
HK$62,267
+HK$3,571/mo
Deposit HK$8.07M · loan HK$12.11M · min. income ≈ HK$117,392/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$768,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,445
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$63,093
−HK$1,672/mo
Today · 4.125%
HK$64,765
baseline
▲ 0.50% · 4.625%
HK$68,179
+HK$3,414/mo
Deposit HK$8.07M · loan HK$12.11M · min. income ≈ HK$129,530/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$768,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,438
−HK$4,040/mo
▼ 0.25% · 3.875%
HK$66,442
−HK$2,036/mo
Today · 4.125%
HK$68,478
baseline
▲ 0.50% · 4.625%
HK$72,645
+HK$4,167/mo
Deposit HK$6.06M · loan HK$14.13M · min. income ≈ HK$136,956/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$768,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,686
−HK$3,873/mo
▼ 0.25% · 3.875%
HK$73,609
−HK$1,950/mo
Today · 4.125%
HK$75,559
baseline
▲ 0.50% · 4.625%
HK$79,542
+HK$3,983/mo
Deposit HK$6.06M · loan HK$14.13M · min. income ≈ HK$151,118/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$768,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,848
−HK$5,196/mo
▼ 0.25% · 3.875%
HK$85,425
−HK$2,619/mo
Today · 4.125%
HK$88,044
baseline
▲ 0.50% · 4.625%
HK$93,401
+HK$5,357/mo
Deposit HK$2.02M · loan HK$18.17M · min. income ≈ HK$176,088/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$768,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,168
−HK$4,980/mo
▼ 0.25% · 3.875%
HK$94,640
−HK$2,508/mo
Today · 4.125%
HK$97,148
baseline
▲ 0.50% · 4.625%
HK$102,268
+HK$5,120/mo
Deposit HK$2.02M · loan HK$18.17M · min. income ≈ HK$194,296/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$768,496 · Scale 2, in force from 26 Feb 2026)