LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,029
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$47,460
−HK$1,455/mo
Today · 4.125%
HK$48,915
baseline
▲ 0.50% · 4.625%
HK$51,891
+HK$2,976/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$97,830/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$768,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,206
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$52,580
−HK$1,393/mo
Today · 4.125%
HK$53,973
baseline
▲ 0.50% · 4.625%
HK$56,818
+HK$2,845/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$107,946/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$768,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,234
−HK$3,464/mo
▼ 0.25% · 3.875%
HK$56,952
−HK$1,746/mo
Today · 4.125%
HK$58,698
baseline
▲ 0.50% · 4.625%
HK$62,270
+HK$3,572/mo
Deposit HK$8.07M · loan HK$12.11M · min. income ≈ HK$117,396/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$768,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,448
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$63,096
−HK$1,672/mo
Today · 4.125%
HK$64,768
baseline
▲ 0.50% · 4.625%
HK$68,182
+HK$3,414/mo
Deposit HK$8.07M · loan HK$12.11M · min. income ≈ HK$129,536/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$768,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,440
−HK$4,041/mo
▼ 0.25% · 3.875%
HK$66,445
−HK$2,036/mo
Today · 4.125%
HK$68,481
baseline
▲ 0.50% · 4.625%
HK$72,648
+HK$4,167/mo
Deposit HK$6.06M · loan HK$14.13M · min. income ≈ HK$136,962/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$768,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,689
−HK$3,873/mo
▼ 0.25% · 3.875%
HK$73,612
−HK$1,950/mo
Today · 4.125%
HK$75,562
baseline
▲ 0.50% · 4.625%
HK$79,545
+HK$3,983/mo
Deposit HK$6.06M · loan HK$14.13M · min. income ≈ HK$151,124/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$768,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,852
−HK$5,195/mo
▼ 0.25% · 3.875%
HK$85,429
−HK$2,618/mo
Today · 4.125%
HK$88,047
baseline
▲ 0.50% · 4.625%
HK$93,405
+HK$5,358/mo
Deposit HK$2.02M · loan HK$18.17M · min. income ≈ HK$176,094/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$768,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,172
−HK$4,979/mo
▼ 0.25% · 3.875%
HK$94,644
−HK$2,507/mo
Today · 4.125%
HK$97,151
baseline
▲ 0.50% · 4.625%
HK$102,272
+HK$5,121/mo
Deposit HK$2.02M · loan HK$18.17M · min. income ≈ HK$194,302/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$768,574 · Scale 2, in force from 26 Feb 2026)