LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,031
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$47,463
−HK$1,455/mo
Today · 4.125%
HK$48,918
baseline
▲ 0.50% · 4.625%
HK$51,894
+HK$2,976/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$97,836/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$768,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,209
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$52,583
−HK$1,393/mo
Today · 4.125%
HK$53,976
baseline
▲ 0.50% · 4.625%
HK$56,821
+HK$2,845/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$107,952/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$768,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,237
−HK$3,464/mo
▼ 0.25% · 3.875%
HK$56,956
−HK$1,745/mo
Today · 4.125%
HK$58,701
baseline
▲ 0.50% · 4.625%
HK$62,273
+HK$3,572/mo
Deposit HK$8.07M · loan HK$12.11M · min. income ≈ HK$117,402/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$768,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,451
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$63,099
−HK$1,672/mo
Today · 4.125%
HK$64,771
baseline
▲ 0.50% · 4.625%
HK$68,185
+HK$3,414/mo
Deposit HK$8.07M · loan HK$12.11M · min. income ≈ HK$129,542/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$768,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,444
−HK$4,041/mo
▼ 0.25% · 3.875%
HK$66,448
−HK$2,037/mo
Today · 4.125%
HK$68,485
baseline
▲ 0.50% · 4.625%
HK$72,652
+HK$4,167/mo
Deposit HK$6.06M · loan HK$14.13M · min. income ≈ HK$136,970/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$768,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,693
−HK$3,873/mo
▼ 0.25% · 3.875%
HK$73,616
−HK$1,950/mo
Today · 4.125%
HK$75,566
baseline
▲ 0.50% · 4.625%
HK$79,550
+HK$3,984/mo
Deposit HK$6.06M · loan HK$14.13M · min. income ≈ HK$151,132/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$768,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,856
−HK$5,196/mo
▼ 0.25% · 3.875%
HK$85,433
−HK$2,619/mo
Today · 4.125%
HK$88,052
baseline
▲ 0.50% · 4.625%
HK$93,410
+HK$5,358/mo
Deposit HK$2.02M · loan HK$18.17M · min. income ≈ HK$176,104/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$768,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,177
−HK$4,980/mo
▼ 0.25% · 3.875%
HK$94,649
−HK$2,508/mo
Today · 4.125%
HK$97,157
baseline
▲ 0.50% · 4.625%
HK$102,278
+HK$5,121/mo
Deposit HK$2.02M · loan HK$18.17M · min. income ≈ HK$194,314/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$768,686 · Scale 2, in force from 26 Feb 2026)