LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,035
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$47,467
−HK$1,455/mo
Today · 4.125%
HK$48,922
baseline
▲ 0.50% · 4.625%
HK$51,898
+HK$2,976/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$97,844/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$768,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,213
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$52,587
−HK$1,393/mo
Today · 4.125%
HK$53,980
baseline
▲ 0.50% · 4.625%
HK$56,826
+HK$2,846/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$107,960/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$768,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,242
−HK$3,464/mo
▼ 0.25% · 3.875%
HK$56,960
−HK$1,746/mo
Today · 4.125%
HK$58,706
baseline
▲ 0.50% · 4.625%
HK$62,278
+HK$3,572/mo
Deposit HK$8.08M · loan HK$12.11M · min. income ≈ HK$117,412/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$768,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,456
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$63,104
−HK$1,672/mo
Today · 4.125%
HK$64,776
baseline
▲ 0.50% · 4.625%
HK$68,191
+HK$3,415/mo
Deposit HK$8.08M · loan HK$12.11M · min. income ≈ HK$129,552/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$768,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,449
−HK$4,041/mo
▼ 0.25% · 3.875%
HK$66,454
−HK$2,036/mo
Today · 4.125%
HK$68,490
baseline
▲ 0.50% · 4.625%
HK$72,658
+HK$4,168/mo
Deposit HK$6.06M · loan HK$14.13M · min. income ≈ HK$136,980/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$768,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,699
−HK$3,873/mo
▼ 0.25% · 3.875%
HK$73,622
−HK$1,950/mo
Today · 4.125%
HK$75,572
baseline
▲ 0.50% · 4.625%
HK$79,556
+HK$3,984/mo
Deposit HK$6.06M · loan HK$14.13M · min. income ≈ HK$151,144/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$768,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,863
−HK$5,196/mo
▼ 0.25% · 3.875%
HK$85,440
−HK$2,619/mo
Today · 4.125%
HK$88,059
baseline
▲ 0.50% · 4.625%
HK$93,417
+HK$5,358/mo
Deposit HK$2.02M · loan HK$18.17M · min. income ≈ HK$176,118/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$768,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,184
−HK$4,980/mo
▼ 0.25% · 3.875%
HK$94,656
−HK$2,508/mo
Today · 4.125%
HK$97,164
baseline
▲ 0.50% · 4.625%
HK$102,286
+HK$5,122/mo
Deposit HK$2.02M · loan HK$18.17M · min. income ≈ HK$194,328/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$768,846 · Scale 2, in force from 26 Feb 2026)