LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,035
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$47,467
−HK$1,455/mo
Today · 4.125%
HK$48,922
baseline
▲ 0.50% · 4.625%
HK$51,899
+HK$2,977/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$97,844/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$768,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,214
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$52,587
−HK$1,394/mo
Today · 4.125%
HK$53,981
baseline
▲ 0.50% · 4.625%
HK$56,826
+HK$2,845/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$107,962/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$768,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,242
−HK$3,464/mo
▼ 0.25% · 3.875%
HK$56,961
−HK$1,745/mo
Today · 4.125%
HK$58,706
baseline
▲ 0.50% · 4.625%
HK$62,279
+HK$3,573/mo
Deposit HK$8.08M · loan HK$12.11M · min. income ≈ HK$117,412/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$768,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,456
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$63,105
−HK$1,672/mo
Today · 4.125%
HK$64,777
baseline
▲ 0.50% · 4.625%
HK$68,191
+HK$3,414/mo
Deposit HK$8.08M · loan HK$12.11M · min. income ≈ HK$129,554/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$768,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,449
−HK$4,042/mo
▼ 0.25% · 3.875%
HK$66,454
−HK$2,037/mo
Today · 4.125%
HK$68,491
baseline
▲ 0.50% · 4.625%
HK$72,658
+HK$4,167/mo
Deposit HK$6.06M · loan HK$14.13M · min. income ≈ HK$136,982/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$768,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,699
−HK$3,874/mo
▼ 0.25% · 3.875%
HK$73,622
−HK$1,951/mo
Today · 4.125%
HK$75,573
baseline
▲ 0.50% · 4.625%
HK$79,556
+HK$3,983/mo
Deposit HK$6.06M · loan HK$14.13M · min. income ≈ HK$151,146/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$768,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,863
−HK$5,197/mo
▼ 0.25% · 3.875%
HK$85,441
−HK$2,619/mo
Today · 4.125%
HK$88,060
baseline
▲ 0.50% · 4.625%
HK$93,418
+HK$5,358/mo
Deposit HK$2.02M · loan HK$18.17M · min. income ≈ HK$176,120/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$768,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,185
−HK$4,980/mo
▼ 0.25% · 3.875%
HK$94,657
−HK$2,508/mo
Today · 4.125%
HK$97,165
baseline
▲ 0.50% · 4.625%
HK$102,287
+HK$5,122/mo
Deposit HK$2.02M · loan HK$18.17M · min. income ≈ HK$194,330/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$768,862 · Scale 2, in force from 26 Feb 2026)