LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,036
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$47,468
−HK$1,455/mo
Today · 4.125%
HK$48,923
baseline
▲ 0.50% · 4.625%
HK$51,899
+HK$2,976/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$97,846/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$768,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,214
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$52,588
−HK$1,393/mo
Today · 4.125%
HK$53,981
baseline
▲ 0.50% · 4.625%
HK$56,827
+HK$2,846/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$107,962/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$768,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,243
−HK$3,464/mo
▼ 0.25% · 3.875%
HK$56,961
−HK$1,746/mo
Today · 4.125%
HK$58,707
baseline
▲ 0.50% · 4.625%
HK$62,279
+HK$3,572/mo
Deposit HK$8.08M · loan HK$12.11M · min. income ≈ HK$117,414/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$768,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,457
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$63,105
−HK$1,673/mo
Today · 4.125%
HK$64,778
baseline
▲ 0.50% · 4.625%
HK$68,192
+HK$3,414/mo
Deposit HK$8.08M · loan HK$12.11M · min. income ≈ HK$129,556/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$768,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,450
−HK$4,042/mo
▼ 0.25% · 3.875%
HK$66,455
−HK$2,037/mo
Today · 4.125%
HK$68,492
baseline
▲ 0.50% · 4.625%
HK$72,659
+HK$4,167/mo
Deposit HK$6.06M · loan HK$14.13M · min. income ≈ HK$136,984/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$768,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,700
−HK$3,874/mo
▼ 0.25% · 3.875%
HK$73,623
−HK$1,951/mo
Today · 4.125%
HK$75,574
baseline
▲ 0.50% · 4.625%
HK$79,557
+HK$3,983/mo
Deposit HK$6.06M · loan HK$14.13M · min. income ≈ HK$151,148/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$768,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,864
−HK$5,197/mo
▼ 0.25% · 3.875%
HK$85,442
−HK$2,619/mo
Today · 4.125%
HK$88,061
baseline
▲ 0.50% · 4.625%
HK$93,419
+HK$5,358/mo
Deposit HK$2.02M · loan HK$18.17M · min. income ≈ HK$176,122/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$768,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,186
−HK$4,980/mo
▼ 0.25% · 3.875%
HK$94,658
−HK$2,508/mo
Today · 4.125%
HK$97,166
baseline
▲ 0.50% · 4.625%
HK$102,288
+HK$5,122/mo
Deposit HK$2.02M · loan HK$18.17M · min. income ≈ HK$194,332/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$768,888 · Scale 2, in force from 26 Feb 2026)