LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,037
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$47,469
−HK$1,455/mo
Today · 4.125%
HK$48,924
baseline
▲ 0.50% · 4.625%
HK$51,900
+HK$2,976/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$97,848/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$768,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,215
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$52,589
−HK$1,393/mo
Today · 4.125%
HK$53,982
baseline
▲ 0.50% · 4.625%
HK$56,828
+HK$2,846/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$107,964/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$768,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,244
−HK$3,464/mo
▼ 0.25% · 3.875%
HK$56,962
−HK$1,746/mo
Today · 4.125%
HK$58,708
baseline
▲ 0.50% · 4.625%
HK$62,280
+HK$3,572/mo
Deposit HK$8.08M · loan HK$12.11M · min. income ≈ HK$117,416/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$768,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,458
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$63,107
−HK$1,672/mo
Today · 4.125%
HK$64,779
baseline
▲ 0.50% · 4.625%
HK$68,193
+HK$3,414/mo
Deposit HK$8.08M · loan HK$12.11M · min. income ≈ HK$129,558/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$768,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,451
−HK$4,042/mo
▼ 0.25% · 3.875%
HK$66,456
−HK$2,037/mo
Today · 4.125%
HK$68,493
baseline
▲ 0.50% · 4.625%
HK$72,661
+HK$4,168/mo
Deposit HK$6.06M · loan HK$14.13M · min. income ≈ HK$136,986/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$768,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,701
−HK$3,874/mo
▼ 0.25% · 3.875%
HK$73,624
−HK$1,951/mo
Today · 4.125%
HK$75,575
baseline
▲ 0.50% · 4.625%
HK$79,559
+HK$3,984/mo
Deposit HK$6.06M · loan HK$14.13M · min. income ≈ HK$151,150/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$768,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,866
−HK$5,196/mo
▼ 0.25% · 3.875%
HK$85,444
−HK$2,618/mo
Today · 4.125%
HK$88,062
baseline
▲ 0.50% · 4.625%
HK$93,421
+HK$5,359/mo
Deposit HK$2.02M · loan HK$18.17M · min. income ≈ HK$176,124/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$768,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,187
−HK$4,981/mo
▼ 0.25% · 3.875%
HK$94,660
−HK$2,508/mo
Today · 4.125%
HK$97,168
baseline
▲ 0.50% · 4.625%
HK$102,290
+HK$5,122/mo
Deposit HK$2.02M · loan HK$18.17M · min. income ≈ HK$194,336/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$768,923 · Scale 2, in force from 26 Feb 2026)